779 Cherokee Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 779 Cherokee Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,659 sqft · built 2013
Lot Size	9.26 acres (403,366 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (May 2025)
Tax Bill	$3,721 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`050B 031`

Property Details

APN / Parcel Number

Primary APN	`050B 031`
Alternative APN	`364650`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,659 sqft Heated Area
Basement Area	1,711 sqft
Finished Basement	1,711 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	403,366 sqft (9.26 acres)
Terrain	Gentle Slope
Garage Area	1,488 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	80 sqft
Patio Area	472 sqft
Canopy	960 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	364650
Street Address	779 CHEROKEE RD
City	TOCCOA
State	GA
Zip	30577-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 54B & 55 + S PT OF LOTS 1-3 CHEROKEE SPR
Legal Subdivision	CHEROKEE SPRINGS DEVELOPMENT
Legal Lot Number	1-3,55
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4008
Census Tract	970202

Owner

Source: Stephens County assessment roll, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	775 CHEROKEE RD, TOCCOA, GA 30577-8334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit PINNACLE BK
Mar 1, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Book / Page	1407 / 414
Prior Transfer Date	Oct 2, 2014
Prior Transfer Doc	0010500243
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	779 CHEROKEE RD, TOCCOA, GA 30577-8334
Document Number	0011760160
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 CHEROKEE RD TOCCOA GA 305778334, TOCCOA, GA 30577-8334

Mortgage

Document Number	0011760160
Date	Apr 22, 2019
Book Page	001176/000160

Lender

Name	PINNACLE BK
Type	Bank
Address	LAVONIA, GA 30553

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 21, 2029

Interest

Rate Type	Adjustable Rate

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 1, 2019
Property Address	779 CHEROKEE RD, TOCCOA, GA 30577-8334
Document Number	0011720074
Book / Page	001172 / 000074
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$11.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	779 CHEROKEE RD TOCCOA GA 305778334, TOCCOA, GA 30577-8334

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,721.00 (+31.07%) Homeowner's exemption Senior Citizen's exemption	$203,320 (+56.07%) Land $18,604 Building $184,716	$508,301 (+56.07%) Land $46,511 Building $461,790
2023	$2,839.00 (-22.75%) Homeowner's exemption	$130,276 (+5.52%) Land $18,604 Building $111,672	$325,690 (+5.52%) Land $46,511 Building $279,179
2022	$3,675.00 Homeowner's exemption	$123,463 Land $18,604 Building $104,859	$308,658 Land $46,511 Building $262,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	100 / 3

May also be available: T-Mobile USA, TruVista Communications.

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