622 Cherokee Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 622 Cherokee Rd, Toccoa, GA 30577

Property Summary

Property Type	Mobile Home
Details	1,620 sqft · built 2001
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on Record
Tax Bill	$232 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050B 045`

Property Details

APN / Parcel Number

Primary APN	`050B 045`
Alternative APN	`365005`

Interior

Stories	1 Story
Building Area	1,620 sqft Gross Area
Flooring	Other
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)

Exterior Amenities

Porch	Porch
Porch Area	410 sqft
Deck Area	170 sqft
Patio Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	365005
Old Parcel Number	050B 045
Street Address	622 CHEROKEE RD
City	TOCCOA
State	GA
Zip	30577-8333
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RS
Legal Description	PT LOT 58 CHEROKEE SPRINGS DEVELOPMENT
Legal Subdivision	CHEROKEE SPRINGS DEVELOPMENT
Legal Lot Number	58
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4008
Census Tract	970202

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	622 CHEROKEE RD, TOCCOA, GA 30577-8333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH GEORGIA CREDIT UNION
Apr 5, 2022	Limited Warranty Deed, Transfer
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit NORTH GA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2000
Deed Sale	Jan 10, 2000
Deed Document Number	0000491417
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	622 CHEROKEE RD, TOCCOA, GA 30577-8333
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CHEROKEE RD, TOCCOA, GA 30577-8333

Mortgage

Document Number	0012930000000228
Date	Apr 13, 2022
Book Page	0000001293/0000000228

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

April 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 5, 2022
Property Address	622 CHEROKEE RD, TOCCOA, GA 30577-8333
Document Number	0012930226
Book / Page	1293 / 226
Instrument Date	Apr 5, 2022
Instrument	2022-000534
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CHEROKEE RD, TOCCOA, GA 30577-8333

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	622 CHEROKEE RD, TOCCOA, GA 30577-8333
Document Number	0012140001
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CHEROKEE RD TOCCOA GA 305778333, TOCCOA, GA 30577-8333

Mortgage

Document Number	0012140001
Date	Jun 24, 2020
Book Page	001214/000001

Lender

Name	NORTH GA CU
Type	Credit Union
Address	TOCCOA, GA 30577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$232.00 (-1.69%) Homeowner's exemption	$11,016 (+10.75%) Land $1,168 Building $9,848	$27,539 (+10.75%) Land $2,919 Building $24,620
2023	$236.00 (-31.4%) Homeowner's exemption	$9,947 (-13.98%) Land $1,168 Building $8,779	$24,866 (-13.98%) Land $2,919 Building $21,947
2022	$344.00 Homeowner's exemption	$11,564 Land $1,168 Building $10,396	$28,908 Land $2,919 Building $25,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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