775 Cherokee Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 775 Cherokee Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,073 sqft · built 2014
Lot Size	3.26 acres (142,006 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Nov 2022)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050B 032`

Property Details

APN / Parcel Number

Primary APN	`050B 032`
Alternative APN	`364600`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,073 sqft Heated Area
Attic Area	484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	142,006 sqft (3.26 acres)
Terrain	Gentle Slope
Garage Area	484 sqft
Porch	Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	364600
Old Parcel Number	050B 032
Street Address	775 CHEROKEE RD
City	TOCCOA
State	GA
Zip	30577-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 4 & 56A CHEROKEE SPRINGS DEVELOPMENT
Legal Subdivision	CHEROKEE SPRINGS DEVELOPMENT
Legal Lot Number	56A
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4008
Census Tract	970202

Owner

775 Cherokee Rd is owned and occupied by an individual who bought it in November 2022.

Source: Stephens County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	775 CHEROKEE RD, TOCCOA, GA 30577-8334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Nov 16, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 1, 2019	Grant Deed, Transfer · FHA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Prior Sale	Feb 28, 2019 · Amount on File
Deed Document Number	0001315341
Deed Book / Page	1315 / 341
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	775 CHEROKEE RD, TOCCOA, GA 30577-8334
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 CHEROKEE RD, TOCCOA, GA 30577-8334

Mortgage

Document Number	0013500000000011
Date	Nov 21, 2023
Book Page	0000001350/0000000011

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 16, 2022
Property Address	775 CHEROKEE RD, TOCCOA, GA 30577-8334
Document Number	0013150341
Book / Page	1315 / 341
Instrument Date	Nov 16, 2022
Instrument	2022-001606
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 CHEROKEE RD, TOCCOA, GA 30577-8334

Mortgage

Document Number	0013150000000344
Date	Nov 16, 2022
Book Page	0000001315/0000000344

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 1, 2019
Property Address	775 CHEROKEE RD, TOCCOA, GA 30577-8334
Document Number	0011720076
Book / Page	001172 / 000076
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	775 CHEROKEE RD TOCCOA GA 305778334, TOCCOA, GA 30577-8334

Mortgage

Document Number	11720078
Date	Mar 1, 2019
Book Page	001172/000078

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 28, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 775 Cherokee Rd was $3,492 with a homeowner's exemption.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00 Homeowner's exemption	$154,841 Land $12,277 Building $142,564	$387,102 Land $30,693 Building $356,409
2023	$2,851.00	$97,781 Land $12,277 Building $85,504	$244,453 Land $30,693 Building $213,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 775 Cherokee Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 775 Cherokee Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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