7771 Windy Pine Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7771 Windy Pine Cir, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 2000
Lot Size	0.628 acres (27,356 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2008)
Tax Bill	$2,587 (2025)
Deeds & Mortgages	Apr 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4605-75-8393`

Property Details

APN / Parcel Number

Primary APN	`4605-75-8393`
Alternative APNs	`460512758393` `219677` `76751`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Construction Type	Concrete
Lot Area	27,356 sqft (0.628 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	219677
Street Address	7771 WINDY PINE CIR
City	DENVER
State	NC
Zip	28037-9366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#16 SANDPIPER BAY SECT I
Legal Subdivision	SANDPIPER BAY
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1016
Census Tract	71203

Owner

Source: Lincoln County records · APN 4605-75-8393

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7771 WINDY PINE CIR, DENVER, NC 28037-9366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2008 · Amount on Record
Deed Sale	Jul 22, 2008 · Amount on Record
Prior Sale	Feb 23, 2001 · Amount on Record
Deed Book / Page	2053 / 683
Prior Transfer Date	Mar 08, 2006
Prior Transfer Doc	19170483
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7771 WINDY PINE CIR, DENVER, NC 28037-9366
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7771 WINDY PINE CIR, DENVER, NC 28037-9366

Mortgage

Document Number	0003245200
Date	Apr 28, 2023
Book Page	3245/200
Instrument	666449

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.76%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.7%

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,587.00 (+1.09%)	$404,577 (-) Land $82,000 Building $322,577	$404,577 (-) Land $82,000 Building $322,577
2023	$2,559.00	$404,577 Land $82,000 Building $322,577	$404,577 Land $82,000 Building $322,577

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 77 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.