Lincoln County property record for 7726 Windy Pine Cir, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,369 sqft · built 1976 |
| Lot Size | 0.955 acres (41,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,536 (2026) |
| Deeds & Mortgages | Jan 2019 Line of Credit Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4605-74-7868 |
| Primary APN | 4605-74-7868 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,369 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 41,600 sqft (0.955 acres) |
| Canopy | 192 sqft |
|---|---|
| Storage Building | 1 sqft |
| Boat Access | Boat Access |
| Boat House | 972 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 20143 |
|---|---|
| Street Address | 7726 WINDY PINE CIR |
| City | DENVER |
| State | NC |
| Zip | 28037-9366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | CRESCENT LOT 44 SECT 35 |
| Legal Lot Number | 44 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 71203 |
7726 Windy Pine Cir, a single family home, is owned by two individuals.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1379, DENVER, NC 28037-1379 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Jan 9, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7726 WINDY PINE CIR, DENVER, NC 28037-9366 |
| Document Number | 2791938 |
| Instrument Date | Jan 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7726 WINDY PINE CIR DENVER NC 280379366, DENVER, NC 28037-9366 |
| Document Number | 2791938 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 002791/000938 |
| Instrument | 587677 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 14, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7726 WINDY PINE CIR, DENVER, NC 28037-9366 |
| Document Number | 2803924 |
| Instrument Date | Jan 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7726 WINDY PINE CIR DENVER NC 280379366, DENVER, NC 28037-9366 |
| Document Number | 2803924 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 002803/000924 |
| Instrument | 590111 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 19, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 7726 Windy Pine Cir was $4,536.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,536.00 | $721,975 Land $424,220 Building $297,755 | $721,975 Land $424,220 Building $297,755 |
| 2023 | $4,473.00 | $721,975 Land $424,220 Building $297,755 | $721,975 Land $424,220 Building $297,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7726 Windy Pine Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2008–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7726 Windy Pine Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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