778 W 300 S, Bluffton, IN 46714 Property Records

Wells County property record for 778 W 300 S, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,533 sqft · built 1961
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$81,000 (Jul 2013)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-09-24-200-009.001-013`

Property Details

APN / Parcel Number

Primary APN	`90-09-24-200-009.001-013`
Alternative APNs	`00001682571` `0060411202`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,533 sqft Living Area
1st Floor Area	1,533 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001682571
Street Address	778 W 300 S
City	BLUFFTON
State	IN
Zip	46714-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-26-11 1.00 MID 151' OF N 294.15' NW
Jurisdiction	WELLS IN
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1055
Census Tract	40700

Owner

778 W 300 S is owned and occupied by an individual who acquired it in January 2026.

Source: Wells County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	778 W 300 S, BLUFFTON, IN 46714-9657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Jan 22, 2026	Intrafamily Transfer, Transfer
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2013 · Amount on File
Deed Sale	Jul 23, 2013 · Amount on File
Deed Book / Page	152 / 758
Last Transfer Date	Jan 5, 2026
Transfer Doc	0020260233
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Sep 22, 2026
Property Address	778 W 300 S, BLUFFTON, IN 46714-9657
Document Number	0000003410
Instrument Date	Sep 17, 2026
Instrument	20263410
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	778 W 300 S, BLUFFTON, IN 46714-9657

Mortgage

Document Number	0000003410,
Date	Sep 22, 2026
Instrument	20263410

Lender

Name	1ST SOURCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	145 Months
Due	Oct 9, 2038

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Jan 22, 2026
Property Address	778 W 300 S, BLUFFTON, IN 46714-9657
Document Number	0020260233
Instrument Date	Jan 5, 2026
Instrument	20260233
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 RANCH RD, BLUFFTON, IN 46714-2725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 W 300 S, BLUFFTON, IN 46714-9657

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	778 W 300 S, BLUFFTON, IN 46714-9657
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222295
Date	May 20, 2022
Instrument	20222295

Lender

Name	MIDWEST AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 778 W 300 S was $1,111 with a homeowner's exemption, up 10.5% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Liberty Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,111.00 (+10.55%) Homeowner's exemption	$218,700 Land $29,500 Building $189,200	$218,700 Land $29,500 Building $189,200
2024	$1,005.00
2023		$196,800 (+2.98%) Land $29,500 Building $167,300	$196,800 (+2.98%) Land $29,500 Building $167,300
2022	$1,284.00	$191,100 Land $22,500 Building $168,600	$191,100 Land $22,500 Building $168,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 778 W 300 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 W 300 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 300 S

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