470 W 300 S, Bluffton, IN 46714 Property Records

Wells County property record for 470 W 300 S, Bluffton, IN 46714

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 4,314 sqft · built 1990
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on File
Last Sale	$353,115 (Aug 2023)
Tax Bill	$3,603 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-09-24-100-002.000-013`

Property Details

APN / Parcel Number

Primary APN	`90-09-24-100-002.000-013`
Alternative APNs	`00001589766` `0060411001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,314 sqft Living Area
1st Floor Area	4,314 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	222,592 sqft (5.11 acres)
Garage Type	Mixed
Garage Area	2,424 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Shed	1 Shed
Shed Area	80 sqft
Granary	1,809 sqft

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	00001589766
Street Address	470 W 300 S
City	BLUFFTON
State	IN
Zip	46714-9657
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	24-26-11 5.11A W 394' OF N 565' W/2 NE
Jurisdiction	WELLS IN
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1055
Census Tract	40700

Owner

470 W 300 S, a rural home, is owned and occupied by two individuals who bought it in August 2023.

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	470 W 300 S, BLUFFTON, IN 46714-9657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Aug 2, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on File
Deed Sale	Aug 2, 2023 · Amount on File
Prior Sale	Mar 13, 2008 · Amount on File
Deed Document Number	20232392
Prior Transfer Date	Jul 27, 2023
Prior Transfer Doc	0020232392
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	470 W 300 S, BLUFFTON, IN 46714-9657
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020260791
Date	Mar 10, 2026
Instrument	20260791

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Aug 2, 2023
Property Address	470 W 300 S, BLUFFTON, IN 46714-9657
Document Number	0020232392
Instrument Date	Jul 27, 2023
Instrument	20232392
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 W 300 S, BLUFFTON, IN 46714-9657

Mortgage

Document Number	0020232393
Date	Aug 2, 2023
Instrument	20232393

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2043

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	470 W 300 S, BLUFFTON, IN 46714-9657
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221557
Date	Apr 6, 2022
Instrument	20221557

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 470 W 300 S was $3,603 with a homeowner's exemption, up 18.7% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Liberty Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,603.00 (+18.71%) Homeowner's exemption	$502,500 Land $34,000 Building $468,500	$502,500 Land $34,000 Building $468,500
2024	$3,035.00
2023		$405,500 (+54.24%) Land $33,500 Building $372,000	$405,500 (+54.24%) Land $33,500 Building $372,000
2022	$1,540.00 (+1%)	$262,900 Land $25,700 Building $237,200	$262,900 Land $25,700 Building $237,200
2021	$1,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 W 300 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 470 W 300 S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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