St. Clair County property record for 7776 Silver Pointe Dr, Ira, MI 48023
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,368 sqft · built 1986 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (Jun 2005) |
| Tax Bill | $1,912 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-360-0012-102 |
| Primary APN | 74-23-360-0012-102 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 136 ft deep x 83 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 7776 SILVER POINTE DR |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-2437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | BEG N 02D 43M 36S E 152' FROM SE COR LOT 16, TH S 89D 57M 00S W 146.28', TH N 11D 33M 24S E 84.63', TH N 89D 57M 00S E |
| Legal Lot Number | 16 |
| Legal Unit | 16 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 650200 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7776 SILVER POINTE DR, IRA, MI 48023-2437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2005 · Amount on Record |
| Deed Sale | Jun 7, 2005 · Amount on Record |
| Deed Document Number | 200518249 |
| Deed Book / Page | 3354 / 258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7776 SILVER POINTE DR, IRA, MI 48023-2437 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7776 SILVER POINTE DR, IRA, MI 48023-2437 |
| Investor | Possibly a Property Investor |
| Document Number | 0005664278 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 5664/278 |
| Instrument | 2023018700 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,000 (+2.86%) | $230,000 (+2.86%) | |
| 2025 | $1,912.00 (-15.73%) Homeowner's exemption | $111,800 (+25.76%) | |
| 2024 | $2,269.00 (-4.94%) | $223,600 (+25.76%) | |
| 2023 | $88,900 | ||
| 2022 | $2,387.00 | $177,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 120 policies |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 219 (1978–2026) |
| Claims Outside the SFHA | 60 of 219 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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