7755 Silver Pointe Dr, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7755 Silver Pointe Dr, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,812 sqft · built 1975
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-140-0028-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-140-0028-000`

Interior

Full Baths	2 Baths
Building Area	1,812 sqft Living Area
1st Floor Area	1,348 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	133 ft deep x 68.3 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	7755 SILVER POINTE DR
City	IRA
State	MI
Zip	48023-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOTS 1 & 2 & N 10' OF LOT 3 ASSESSORS REPLAT OF IRA TOWNSHIP ASSESSORS PLAT NO 2 ACCORDING TO THE PLAT RECORDED IN LIBER 49
Legal Subdivision	ASSESSORS
Legal Lot Number	1-3
Legal Unit	1,3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1017
Census Tract	650200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7755 SILVER POINTE DR, IRA, MI 48023-2438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Oct 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 26, 2020
Transfer Doc	0005261876
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7755 SILVER POINTE DR, IRA, MI 48023-2438
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7755 SILVER POINTE DR, IRA, MI 48023-2438

Mortgage

Document Number	0005516569
Date	Apr 29, 2022
Book Page	5516/569
Instrument	2022010940

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2042

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7755 SILVER POINTE DR, IRA, MI 48023-2438
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004963198
Date	Jun 29, 2018
Book Page	4963/198
Instrument	2018014991

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 26, 2020
Property Address	7755 SILVER POINTE DR, IRA, MI 48023-2438
Document Number	0052610876
Book / Page	005261 / 000876
Instrument Date	Oct 21, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7755 SILVER POINTE DR IRA MI 480232438, IRA, MI 48023-2438

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,000 (+2.75%)	$224,000 (+2.75%)
2025	$1,671.00 (+2.39%) Homeowner's exemption	$109,000 (+23.86%)
2024	$1,632.00 (+9.02%)		$218,000 (+23.86%)
2023		$88,000
2022	$1,497.00		$176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Nearby Flood Policies	120 in force
Nearby Flood Claims	219 (1978–2026)
Claims Outside the SFHA	60 of 219
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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