7773 Silver Pointe Dr, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7773 Silver Pointe Dr, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,250 sqft · built 1920
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on Record
Tax Bill	$1,477 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-23-140-0031-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-140-0031-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7773 SILVER POINTE DR
City	IRA
State	MI
Zip	48023-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	S 10' LOT 4, ALL OF LOTS 5, 6 & 7 ASSESSORS REPLAT OF IRA TOWNSHIP ASSESSORS PLAT NO 2 ACCORDING TO THE PLAT RECORDED IN
Legal Subdivision	ASSESSORS
Legal Lot Number	4-7
Legal Unit	4,5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1017
Census Tract	650200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7773 SILVER POINTE DR, IRA, MI 48023-2438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 4, 2024
Transfer Doc	0005717920
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 20, 2023
Property Address	7773 SILVER POINTE DR, IRA, MI 48023-2438
Document Number	0005639287
Book / Page	5639 / 287
Map Reference	LB 49 PG 18
Instrument Date	Jun 30, 2023
Instrument	2023012864
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7773 SILVER POINTE DR, IRA, MI 48023-2438

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7773 SILVER POINTE DR, IRA, MI 48023-2438

Mortgage

Document Number	2023012865
Date	Jul 20, 2023
Instrument	2023012865

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,500 (+3.29%)	$207,000 (+3.29%)
2025	$1,477.00 (+2.29%) Homeowner's exemption	$100,200 (+24.32%)
2024	$1,444.00 (+9.06%)		$200,400 (+24.32%)
2023		$80,600
2022	$1,324.00		$161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Nearby Flood Policies	120 in force
Nearby Flood Claims	219 (1978–2026)
Claims Outside the SFHA	60 of 219
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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