St. Clair County property record for 7778 Phillips Dr, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,509 sqft · built 1985 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,061 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-172-0014-000 |
| Primary APN | 74-14-172-0014-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,509 sqft Living Area |
| 1st Floor Area | 1,389 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 14,244 sqft (0.327 acres) |
| Lot Dimensions | 190 ft deep x 75 ft wide |
| Garage Area | 1,681 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7778 PHILLIPS DR |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 49 BAY VIEW SHORES NO 2 SEC 25 T3N R15E |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 25 |
| Legal Subdivision | BAY VIEW SHORES 2 |
| Legal Lot Number | 49 |
| Legal Unit | 49 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 647000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7778 PHILLIPS DR, CLAY, MI 48001-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2024 | Intrafamily Transfer, Transfer |
| Jun 6, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 4, 2024 |
| Transfer Doc | 0005695676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 7, 2024 |
| Property Address | 7778 PHILLIPS DR, CLAY, MI 48001-3028 |
| Document Number | 0005695676 |
| Book / Page | 5695 / 676 |
| Map Reference | LB 69 PG 4 OF PLS |
| Instrument Date | Mar 4, 2024 |
| Instrument | 2024003728 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7778 PHILLIPS DR, CLAY, MI 48001-3028 |
| Name | Verified Name |
|---|---|
| Address | 7778 PHILLIPS DR, CLAY, MI 48001-3028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 6, 2022 |
| Property Address | 7778 PHILLIPS DR, CLAY, MI 48001-3028 |
| Document Number | 0005529126 |
| Book / Page | 5529 / 126 |
| Map Reference | LB 69 PG 4 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022013808 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7778 PHILLIPS DR, 7778, CLAY, MI 48001-3028 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7778 PHILLIPS DR, CLAY, MI 48001-3028 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,600 (+9.36%) | $871,200 (+9.36%) | |
| 2025 | $8,061.00 (+2.34%) Homeowner's exemption | $398,300 (+7.71%) | |
| 2024 | $7,877.00 (+8.93%) | $796,600 (+7.71%) | |
| 2023 | $369,800 | ||
| 2022 | $7,231.00 | $739,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 151 policies |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 144 (1979–2025) |
| Claims Outside the SFHA | 31 of 144 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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