7768 Caminito Monarca, Unit 108, Carlsbad, CA 92009 Property Records

San Diego County property record for 7768 Caminito Monarca, Unit 108, Carlsbad, CA 92009

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,308 sqft · built 1990
Lot Size	2.42 acres (105,623 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Mar 2017)
Tax Bill	$6,349 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`216-380-15-09`

Property Details

APN / Parcel Number

Primary APN	`216-380-15-09`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	105,623 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7768 CAMINITO MONARCA, 108
City	CARLSBAD
State	CA
Zip	92009-8544
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P-C
Legal Description	LOT 8 US5-108PER DOC88-351952&UND INT IN LOTS 5 THRU TR 011085
Legal Subdivision	CARLSBAD COURT
Legal Tract	011085
Legal Block	2
Legal Lot Number	8,5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	20035

Owner

7768 Caminito Monarca, Unit 108 is owned and occupied by an individual who bought it in March 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	7768 CAMINITO MONARCA, 108, CARLSBAD, CA 92009-8544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Mar 23, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Jul 29, 2005 · Amount on File
Deed Document Number	2017132763
Prior Transfer Date	Aug 21, 2015
Prior Transfer Doc	0000452004
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7768 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8544
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7768 CAMINITO MONARCA 108, 108, CARLSBAD, CA 92009-8544

Mortgage

Document Number	0000249951
Date	Jun 15, 2022
Instrument	2022-0249951

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7768 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8544
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7768 CAMINITO MONARCA 108, 108, CARLSBAD, CA 92009-8544

Mortgage

Document Number	0000663408
Date	Sep 20, 2021
Instrument	2021-0663408

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Aug 1, 2046

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2017
Property Address	7768 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8544
Document Number	0000132763
Instrument Date	Feb 13, 2017
Instrument	132763
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7768 CAMINITO MONARCA #108 CARLSBAD CA 920098544, 108, CARLSBAD, CA 92009-8544

Mortgage

Document Number	132764
Date	Mar 23, 2017
Instrument	132764

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7768 Caminito Monarca, Unit 108 was $6,349 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,457 (+2%) Land $323,797 Building $226,660
2025	$6,349.00 Homeowner's exemption	$539,665 Land $317,449 Building $222,216
2023	$5,894.00 (+2.61%) Homeowner's exemption	$518,711 Land $305,123 Building $213,588
2022	$5,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7768 Caminito Monarca, Unit 108 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7768 Caminito Monarca, Unit 108 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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