7768 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8544
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
ORANGE COAST TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
7768 CAMINITO MONARCA 106, 106, CARLSBAD, CA 92009-8544
Mortgage
Document Number
0000583218
Date
Sep 29, 2020
Instrument
2020-0583218
Lender
Name
OWNING CORPORATION
Type
Non-Lending Institution
Address
ORANGE, CA 92868
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2050
April 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Apr 3, 2020
Property Address
7768 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8544
Document Number
0000171322
Instrument Date
Mar 3, 2020
Instrument
171322
Transaction Type
Transfer
Record Updated
Apr 15, 2020
Title Company
STEWART TITLE, STEWART TITLE/CA
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$615.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
7768 CAMINITO MONARCA #106 CARLSBAD CA 920098544, 106, CARLSBAD, CA 92009-8544
Mortgage
Document Number
171323
Date
Apr 3, 2020
Instrument
171323
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 2, 2050
February 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Feb 17, 2017
Property Address
7768 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8544
Document Number
0000081066
Instrument Date
Feb 15, 2017
Instrument
81066
Transaction Type
Transfer
Record Updated
Feb 24, 2017
Title Company
LAWYERS TITLE
Transaction
Tax
$0.00
Amount Accuracy
Full Value
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
7768 CAMINITO MONARCA #106 CARLSBAD CA 920098544, 106, CARLSBAD, CA 92009-8544
February 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Feb 17, 2017
Property Address
7768 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8544
Document Number
0000081065
Map Reference
MAP11085
Instrument Date
Jan 19, 2017
Instrument
2017-0081065
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
LAWYERS TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
7768 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8544
Mortgage
Document Number
0000081067
Date
Feb 17, 2017
Instrument
2017-0081067
Lender
Name
PROVIDENT SAVINGS BANK FSB
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 7768 Caminito Monarca, Unit 106 was $7,145 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Municipality
Carlsbad City
Elementary School District
Encinitas Union Elementary School District (KG - 06)
Secondary School District
San Dieguito Union High School District (07 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$623,570 (+2%)Land $419,955Building $203,615
2025
$7,145.00Homeowner's exemption
$611,344Land $411,721Building $199,623
2023
$6,645.00 (+2.55%)Homeowner's exemption
$587,607Land $395,735Building $191,872
2022
$6,480.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 7768 Caminito Monarca, Unit 106 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 7768 Caminito Monarca, Unit 106 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood
0.03% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source
Purchased surface water from several systems
Last State Inspection
May 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.