7768 Caminito Monarca, Unit 102, Carlsbad, CA 92009 Property Records

San Diego County property record for 7768 Caminito Monarca, Unit 102, Carlsbad, CA 92009

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,308 sqft · built 1990
Lot Size	2.42 acres (105,623 sqft)
Owner	2 Individual Names on File
Last Sale	$544,000 (Apr 2019)
Tax Bill	$7,171 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Aug 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`216-380-15-03`

Property Details

APN / Parcel Number

Primary APN	`216-380-15-03`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	105,623 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7768 CAMINITO MONARCA, 102
City	CARLSBAD
State	CA
Zip	92009-8544
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P-C
Legal Description	LOT 8 US5-102PER DOC88-351952&UND INT IN LOTS 5 THRU TR 011085
Legal Subdivision	MONARCH VIEWS
Legal Tract	011085
Legal Block	2
Legal Lot Number	8,5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	20035

Owner

7768 Caminito Monarca, Unit 102 is owned and occupied by two individuals who bought it in April 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7768 CAMINITO MONARCA, 102, CARLSBAD, CA 92009-8544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 30, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 30, 2019	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Apr 19, 2018	Deed of Trust, Mortgage · Line of Credit ANDIGO CU
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit ANDIGO CU
Jul 6, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 10, 2014	Deed of Trust, Mortgage · Line of Credit MECU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Apr 30, 2019 · Amount on File
Deed Document Number	2019160056
Prior Transfer Date	Jun 27, 2017
Prior Transfer Doc	0000303439
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7768 CAMINITO MONARCA UNIT 102, 102, CARLSBAD, CA 92009-8544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066951
Date	Feb 21, 2018
Instrument	2018-0066951

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7768 CAMINITO MONARCA UNIT 102, 102, CARLSBAD, CA 92009-8544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000358331
Date	Aug 22, 2019
Instrument	2019-0358331

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2019
Property Address	7768 CAMINITO MONARCA UNIT 102, 102, CARLSBAD, CA 92009-8544
Document Number	0000160056
Instrument Date	Apr 9, 2019
Instrument	160056
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7768 CAMINITO MONARCA #102 CARLSBAD CA 920098544, 102, CARLSBAD, CA 92009-8544

Mortgage

Document Number	160057
Date	Apr 30, 2019
Instrument	160057

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2019
Property Address	7768 CAMINITO MONARCA UNIT 102, 102, CARLSBAD, CA 92009-8544
Document Number	0000160055
Instrument Date	Mar 27, 2019
Instrument	160055
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Tax	$548.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2707 N 118TH ST OMAHA NE 681649672, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7768 CAMINITO MONARCA UNIT 102, 102, CARLSBAD, CA 92009-8544
Document Number	0000170849
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7768 CAMINITO MONARCA #102 CARLSBAD CA 920098544, 102, CARLSBAD, CA 92009-8544

Mortgage

Document Number	0000170849
Date	Apr 30, 2018
Instrument	170849

Lender

Name	ANDIGO CU
Address	SCHAUMBURG, IL 60173

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 29, 2038

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7768 CAMINITO MONARCA UNIT 102, 102, CARLSBAD, CA 92009-8544
Document Number	0000388034
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7768 CAMINITO MONARCA #102 CARLSBAD CA 920098544, 102, CARLSBAD, CA 92009-8544

Mortgage

Document Number	0000388034
Date	Aug 24, 2017
Instrument	388034

Lender

Name	ANDIGO CU
Address	SCHAUMBURG, IL 60173

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2032

Interest

Rate Type	Adjustable Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2017
Property Address	7768 CAMINITO MONARCA UNIT 102, 102, CARLSBAD, CA 92009-8544
Document Number	0000303439
Map Reference	MAP11085
Instrument Date	Jun 27, 2017
Instrument	2017-0303439
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7768 CAMINITO MONARCA UNIT 102, 102, CARLSBAD, CA 92009-8544

Mortgage

Document Number	0000303440
Date	Jul 6, 2017
Instrument	2017-0303440

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Aug 1, 2029

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7768 CAMINITO MONARCA UNIT 102, 102, CARLSBAD, CA 92009-8544
Document Number	0000113853
Instrument Date	Jul 10, 2014
Transaction Type	Mortgage
Record Updated	Mar 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7768 CAMINITO MONARCA #102 CARLSBAD CA 920098544, 102, CARLSBAD, CA 92009-8544

Mortgage

Document Number	0000113853
Date	Mar 13, 2017
Instrument	113853

Lender

Name	MECU
Address	SCHAUMBURG, IL 60196-1065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Mar 12, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7768 Caminito Monarca, Unit 102 was $7,171.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$618,972 (+2%) Land $230,446 Building $388,526
2025	$7,171.00	$606,836 Land $225,928 Building $380,908
2023	$6,673.00 (+2.52%)	$583,274 Land $217,156 Building $366,118
2022	$6,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7768 Caminito Monarca, Unit 102 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7768 Caminito Monarca, Unit 102 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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