Duval County property record for 7764 Pepper Cir E, Jacksonville, FL 32244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,272 sqft · built 1989 |
| Lot Size | 0.157 acres (6,855 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $231,000 (Jun 2021) |
| Tax Bill | $3,867 (2025) |
| Deeds & Mortgages | Jun 2021 Second Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016057-0410 |
| Primary APN | 016057-0410 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 1,888 sqft |
| 1st Floor Area | 1,272 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,855 sqft (0.157 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Unfinished Open Porch |
| Porch Area | 167 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 7764 PEPPER CIR E |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32244-5068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 43-51 26-3S-25E CINNAMON LAKES UNIT 1 LOT 80 |
| Legal Range | 25E |
| Legal Township | 03S |
| Legal Section | 26 |
| Legal Subdivision | CINNAMON LAKES UNIT 01 |
| Legal Lot Number | 80 |
| Legal Unit | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 13502 |
Source: Duval County assessment roll, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7764 PEPPER CIR E, JACKSONVILLE, FL 32244-5068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Jun 25, 2021 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Nov 28, 2017 | Warranty Deed, Transfer · Conventional with PMI VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Prior Sale | Nov 28, 2017 · Amount on Record |
| Deed Document Number | 2021157138 |
| Deed Book / Page | 19776 / 9 |
| Prior Transfer Date | Nov 20, 2017 |
| Prior Transfer Doc | 0182001084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 7764 PEPPER CIR E, JACKSONVILLE, FL 32244-5068 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0197760023 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 19776/23 |
| Instrument | 2021157140 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 25, 2021 |
| Property Address | 7764 PEPPER CIR E, JACKSONVILLE, FL 32244-5068 |
| Document Number | 0197760009 |
| Book / Page | 19776 / 9 |
| Map Reference | MB 43 PG 51&51A |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021157138 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | E-TITLE SERVICES LLC, TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,617.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9201 PINE TOP RD, 9201, GLEN ST MARY, FL 32040-4671 |
| Name | Verified Name |
|---|---|
| Address | 7764 PEPPER CIR E, JACKSONVILLE, FL 32244-5068 |
| Document Number | 1977611 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 19776/11 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 7764 PEPPER CIR E, JACKSONVILLE, FL 32244-5068 |
| Document Number | 0191721993 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7764 PEPPER CIR E JACKSONVILLE FL 322445068, JACKSONVILLE, FL 32244-5068 |
| Document Number | 0191721993 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 019172/001993 |
| Instrument | 80703 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 9, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 28, 2017 |
| Property Address | 7764 PEPPER CIR E, JACKSONVILLE, FL 32244-5068 |
| Document Number | 0182001084 |
| Book / Page | 018200 / 001084 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 272116 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | SUNSET CAPITAL TITLE SERVICES, SUNSET CAP TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $553.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7764 PEPPER CIR E JACKSONVILLE FL 322445068, JACKSONVILLE, FL 32244-5068 |
| Document Number | 182001086 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 018200/001086 |
| Instrument | 272117 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
Source: Duval County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,553 (+2.13%) Land $70,663 Building $129,890 | $200,553 (+2.13%) Land $70,663 Building $129,890 | |
| 2025 | $3,867.00 (+6.82%) | $196,368 (-5.89%) Land $70,000 Building $126,368 | $196,368 (-5.89%) Land $70,000 Building $126,368 |
| 2024 | $3,620.00 (-7.7%) | ||
| 2023 | $3,922.00 (+15.56%) | $208,666 (+11.66%) Land $70,000 Building $138,666 | $208,666 (+11.66%) Land $70,000 Building $138,666 |
| 2022 | $3,394.00 | $186,884 Land $55,000 Building $131,884 | $186,884 Land $55,000 Building $131,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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