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7811 Pepper Cir E, Jacksonville, FL 32244 Property Records

Duval County property record for 7811 Pepper Cir E, Jacksonville, FL 32244

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,220 sqft · built 1988
Lot Size0.219 acres (9,547 sqft)
Owner2 Individual Names on File
Last Sale$82,000 (May 1998)
Tax Bill$1,048 (2025)
Deeds & MortgagesMar 2024 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN016057-0235

Property Details

APN / Parcel Number

Primary APN016057-0235

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,220 sqft Living Area
Gross Area1,676 sqft
1st Floor Area752 sqft
Upper Floors Area468 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,547 sqft (0.219 acres)
Lot Dimensions115 ft deep x 70 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area206 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7811 PEPPER CIR E
CityJACKSONVILLE
StateFL
Zip32244-5071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description43-51 26-3S-25E CINNAMON LAKES UNIT 1 LOT 46
Legal Range25E
Legal Township03S
Legal Section26
Legal SubdivisionCINNAMON LAKES UNIT 01
Legal Lot Number46
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group1
Census Block1011
Census Tract13502

Owner

Source: Duval County assessment roll, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7811 PEPPER CIR E, JACKSONVILLE, FL 32244-5071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Nov 19, 2020Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Aug 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Mar 31, 2017Loan Modification, Mortgage · FHA Mortgage
US BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 1998 · Amount on Record
Deed SaleMay 21, 1998 · Amount on Record
Deed Document Number1998121364
Deed Book / Page8951 / 1992
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address7811 PEPPER CIR E, JACKSONVILLE, FL 32244-5071
Transaction TypeMortgage
Record UpdatedApr 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7811 PEPPER CIR E, JACKSONVILLE, FL 32244-5071
InvestorPossibly a Property Investor

Mortgage

Document Number0209951274
DateMar 30, 2024
Book Page20995/1274
Instrument2024063366
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term276 Months
DueMar 1, 2047

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address7811 PEPPER CIR E, JACKSONVILLE, FL 32244-5071
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7811 PEPPER CIR E, JACKSONVILLE, FL 32244-5071

Mortgage

Document Number0194600943
DateNov 19, 2020
Book Page19460/943
Instrument2020258547
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term316 Months
DueMar 1, 2047

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address7811 PEPPER CIR E, JACKSONVILLE, FL 32244-5071
Document Number0185331419
Instrument DateAug 20, 2018
Transaction TypeMortgage
Record UpdatedOct 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address7811 PEPPER CIR E JACKSONVILLE FL 322445071, JACKSONVILLE, FL 32244-5071

Mortgage

Document Number0185331419
DateSep 19, 2018
Book Page018533/001419
Instrument222772
Lender
NameMISCELLANEOUS GOVT AGCY
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUVAL FL
Property Address7811 PEPPER CIR E, JACKSONVILLE, FL 32244-5071
Document Number0179750596
Book / Page017975 / 000596
Instrument DateMar 31, 2017
Transaction TypeMortgage
Record UpdatedJun 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7811 PEPPER CIR E JACKSONVILLE FL 322445071, JACKSONVILLE, FL 32244-5071

Mortgage

Document Number0179750596
DateMay 9, 2017
Book Page017975/000596
Instrument107459
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 8, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,096 (+2.7%)$195,362 (+2.13%) Land $72,430 Building $122,932
2025$1,048.00 (+23.73%) Homeowner's exemption$78,964 (+5.99%)$191,280 (-5.77%) Land $70,000 Building $121,280
2024$847.00 (+3.55%)
2023$818.00 (+7.63%) Homeowner's exemption$74,504 (+3%)$202,990 (+11.89%) Land $70,000 Building $132,990
2022$760.00 Homeowner's exemption$72,334$181,413 Land $55,000 Building $126,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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