7748 Pepper Cir E, Jacksonville, FL 32244 Property Records

Duval County property record for 7748 Pepper Cir E, Jacksonville, FL 32244

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,272 sqft · built 1989
Lot Size0.166 acres (7,213 sqft)
OwnerIndividual Name on File
Last Sale$100 (Sep 2024)
Tax Bill$4,562 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN016057-0420

Property Details

APN / Parcel Number

Primary APN016057-0420

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,272 sqft Living Area
Gross Area1,888 sqft
1st Floor Area1,272 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,213 sqft (0.166 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeAttached
Garage Area449 sqft
Parking Spaces2 Parking Spaces
Pool Area1 sqft
PorchFinished Screened Porch
Porch Area167 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7748 PEPPER CIR E
CityJACKSONVILLE
StateFL
Zip32244-5068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description43-51 26-3S-25E CINNAMON LAKES UNIT 1 LOT 82
Legal Range25E
Legal Township03S
Legal Section26
Legal SubdivisionCINNAMON LAKES UNIT 01
Legal Lot Number82
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group1
Census Block1009
Census Tract13502

Owner

Source: Duval County assessment roll, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7748 PEPPER CIR E, JACKSONVILLE, FL 32244-5068
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 16, 2020Warranty Deed, Transfer
BANK OF ENGLAND
Jun 27, 2017Warranty Deed, Transfer · FHA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 4, 2024 · Amount on Record
Deed SaleSep 4, 2024 · Amount on Record
Prior SaleNov 14, 2022 · Amount on Record
Deed Document Number2024194436
Deed Book / Page21184 / 1327
Prior Transfer DateOct 22, 2019
Prior Transfer Doc0190731716
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateNov 14, 2022
Property Address7748 PEPPER CIR E, JACKSONVILLE, FL 32244-5068
Document Number0204961589
Book / Page20496 / 1589
Map ReferenceMB 43 PG 51&51A
Instrument DateNov 4, 2022
Instrument2022281888
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6626 SOUTHERN STATES NURSERY RD, 6626, MACCLENNY, FL 32063-4693

Transferred To (Grantee/Buyer)

NameVerified Name
Address7748 PEPPER CIR E, JACKSONVILLE, FL 32244-5068

Mortgage

Document Number0204961591
DateNov 14, 2022
Instrument20496/1591
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 16, 2020
Property Address7748 PEPPER CIR E, JACKSONVILLE, FL 32244-5068
Document Number0190731716
Book / Page019073 / 001716
Instrument DateOct 22, 2019
Instrument13630
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7748 PEPPER CIR E JACKSONVILLE FL 322445068, JACKSONVILLE, FL 32244-5068

Mortgage

Document Number190731718
DateJan 16, 2020
Book Page019073/001718
Instrument13631
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
AmountAmount Recorded
Term240 Months
DueJan 15, 2040

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJun 27, 2017
Property Address7748 PEPPER CIR E, JACKSONVILLE, FL 32244-5068
Document Number0180321157
Book / Page018032 / 001157
Instrument DateJun 23, 2017
Instrument149989
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7748 PEPPER CIR E JACKSONVILLE FL 322445068, JACKSONVILLE, FL 32244-5068

Mortgage

Document Number180321159
DateJun 27, 2017
Book Page018032/001159
Instrument149990
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 26, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,949 (+2.31%) Land $81,985 Building $158,964$240,949 (+2.31%) Land $81,985 Building $158,964
2025$4,562.00 (+2,062.09%)$235,501 (-6.64%) Land $70,000 Building $165,501$235,501 (-6.64%) Land $70,000 Building $165,501
2024$211.00 (-95.55%)
2023$4,741.00 (+144.38%)$252,262 (+75.82%) Land $70,000 Building $182,262$252,262 (+18.91%) Land $70,000 Building $182,262
2022$1,940.00 Homeowner's exemption$143,479$212,146 Land $55,000 Building $157,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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