Kane County property record for 776 W Chicago St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1923 |
| Square Footage | 1,904 sqft Living Area |
| Lot Size | 5,500 sqft (0.126 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $207,000 (2019) |
| Tax Bill | $5,054.00 (2025) |
| Primary APN | 06-14-327-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,904 sqft Living Area |
| Gross Area | 3,173 sqft Gross Area |
| Basement Area | 1,269 sqft Basement |
| Stories | 5 Stories |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick Exterior |
| Lot Area | 5,500 sqft (0.126 acres) |
| Depth X Width | 100 ft x 55 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 776 W CHICAGO ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6242 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WILCOX PARK ADDN WEST 55 FT OF LOTS 8 & 9 BLOCK 1 |
| Legal Subdivision | WILCOX PARK ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8,9 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-14-327-014
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 776 W CHICAGO ST, ELGIN, IL 60123-6242 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 22, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage THE FEDERAL SAVINGS BANK |
| Mar 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Mar 22, 2017 · Amount on Record |
| Deed Doc Number | 201920644 |
| Prior Transfer Date | Mar 14, 2017 |
| Prior Transfer Doc | 0000014519 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 776 W CHICAGO ST, ELGIN, IL 60123-6242 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000050950 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 2021K050950 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 22, 2019 |
| Property Address | 776 W CHICAGO ST, ELGIN, IL 60123-6242 |
| Document Number | 0000020644 |
| Instrument Date | May 14, 2019 |
| Instrument | 2019K020644 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1671 DEER POINTE DR, 1671, SOUTH ELGIN, IL 60177-1307 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 776 W CHICAGO ST, ELGIN, IL 60123-6242 |
| Document Number | 0000020645 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2019K020645 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 22, 2017 |
| Property Address | 776 W CHICAGO ST, ELGIN, IL 60123-6242 |
| Document Number | 0000014519 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 14519 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5915 N PAULINA ST #2W CHICAGO IL 606603274, 2W, CHICAGO, IL 60660-3274 |
| Document Number | 14520 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 14520 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,054.00 (+26.29%) Homeowner's exemption | ||
| 2024 | $68,397 (+31.14%) Land $12,492 Building $55,905 | $205,273 (+31.19%) Land $37,491 Building $167,782 | |
| 2022 | $4,002.00 (+4.9%) Homeowner's exemption | $52,157 (+6.96%) Land $10,291 Building $41,866 | $156,471 (+6.96%) Land $30,873 Building $125,598 |
| 2021 | $3,815.00 Homeowner's exemption | $48,763 Land $9,621 Building $39,142 | $146,289 Land $28,863 Building $117,426 |
776 W Chicago St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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