764 W Chicago St, Elgin, IL 60123 Property Records

Kane County property record for 764 W Chicago St, Elgin, IL 60123 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1927
Square Footage	1,476 sqft Living Area
Lot Size	5,000 sqft (0.115 acres)
Occupancy	Owner Occupied
Last Sale	$220,000 (2022)
Tax Bill	$5,630.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-14-327-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,476 sqft Living Area
Gross Area	2,583 sqft Gross Area
1st Floor	1,476 sqft 1st Floor
Basement Area	1,107 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick Exterior
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Location & Zoning

Street Address	764 W CHICAGO ST
City	ELGIN
State	IL
Zip	60123-6242
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WILCOX PARK ADDN WEST 30 FT LOTS 6 & 7 & EAST 20 FT LOTS 8 & 9 BLOCK 1
Legal Subdivision	WILCOX PARK ADDN
Legal Block	1
Legal Lot Number	6-9
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2006
Census Tract	851101

Owner

Source: Kane County records · APN 06-14-327-016

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	764 W CHICAGO ST, ELGIN, IL 60123-6242
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Deed Doc Number	202210933
Record Refreshed	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 24, 2022
Property Address	764 W CHICAGO ST, ELGIN, IL 60123-6242
Document Number	0000010933
Instrument Date	Feb 15, 2022
Instrument	2022K010933
Transaction Type	Transfer
Record Updated	Mar 02, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 W CHICAGO ST, ELGIN, IL 60123-6242

Mortgage

Document Number	0000010934
Date	Feb 24, 2022
Instrument	2022K010934

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,630.00 (+27.15%) Homeowner's exemption	$81,805 (+8.57%) Land $12,953 Building $68,852	$245,513 (+8.57%) Land $38,875 Building $206,639
2024		$75,348 (+21.39%) Land $11,931 Building $63,417	$226,134 (+21.44%) Land $35,807 Building $190,327
2022	$4,428.00 (+78.48%) Homeowner's exemption	$62,069 (+6.96%) Land $9,829 Building $52,240	$186,207 (+6.96%) Land $29,487 Building $156,720
2021	$2,481.00 Homeowner's exemption	$58,030 Land $9,189 Building $48,841	$174,090 Land $27,567 Building $146,523

Flood & Wildfire

764 W Chicago St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.