766 W Chicago St, Elgin, IL 60123 Property Records

Kane County property record for 766 W Chicago St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1928
Square Footage	1,476 sqft Living Area
Lot Size	5,000 sqft (0.115 acres)
Occupancy	Owner Occupied
Last Sale	$212,000 (2022)
Tax Bill	$5,681.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-14-327-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,476 sqft Living Area
Gross Area	2,583 sqft Gross Area
1st Floor	1,476 sqft 1st Floor
Basement Area	1,107 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick Exterior
Lot Area	5,000 sqft (0.115 acres)
Depth X Width	100 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	Central Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	766 W CHICAGO ST
City	ELGIN
State	IL
Zip	60123-6242
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WILCOX PARK ADDN EAST 50 FT WEST 105 FT LOTS 8 & 9 BLOCK 1
Legal Subdivision	WILCOX PARK ADDN
Legal Block	1
Legal Lot Number	8,9
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2006
Census Tract	851101

Owner

Source: Kane County records · APN 06-14-327-015

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	766 W CHICAGO ST, ELGIN, IL 60123-6242
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Feb 14, 2008 · Amount on Record
Prior Transfer Date	Jul 01, 2009
Prior Transfer Doc	0000063233
Record Refreshed	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Sep 14, 2022
Property Address	766 W CHICAGO ST, ELGIN, IL 60123-6242
Document Number	0000045802
Instrument Date	Sep 02, 2022
Instrument	2022K045802
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 W CHICAGO ST, ELGIN, IL 60123-6242

Mortgage

Document Number	0000045803
Date	Sep 14, 2022
Instrument	2022K045803

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,681.00 (+4.7%) Homeowner's exemption
2024		$75,964 (+21.39%) Land $11,931 Building $64,033	$227,983 (+21.44%) Land $35,807 Building $192,176
2022	$5,426.00 (+3.97%)	$62,577 (+6.96%) Land $9,829 Building $52,748	$187,731 (+6.96%) Land $29,487 Building $158,244
2021	$5,219.00	$58,505 Land $9,189 Building $49,316	$175,515 Land $27,567 Building $147,948

Flood & Wildfire

766 W Chicago St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.