Island County property record for 776 Greenoch Loop, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,863 sqft · built 1992 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Nov 2005) |
| Tax Bill | $4,693 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S8415-00-00005-0 |
| Primary APN | S8415-00-00005-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,863 sqft Living Area |
| Gross Area | 2,391 sqft |
| 1st Floor Area | 1,345 sqft |
| Basement Area | 490 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 778 sqft |
| Storage Building | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 776 GREENOCH LOOP |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-9435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 21 |
| Legal Description | WHIDBEY HIGHLANDS LOTS 5 & 6 |
| Legal Subdivision | WHIDBEY HIGHLANDS |
| Legal Lot Number | 5,6 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970300 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 776 GREENOCH LOOP, OAK HARBOR, WA 98277-9435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2005 · Amount on Record |
| Deed Sale | Nov 7, 2005 · Amount on Record |
| Deed Document Number | 20054153368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 776 GREENOCH LOOP, OAK HARBOR, WA 98277-9435 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004526109 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 4526109 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,693.00 (+7.2%) | ||
| 2025 | $606,151 (-1.32%) Land $300,000 Building $306,151 | $606,151 (-1.32%) Land $300,000 Building $306,151 | |
| 2023 | $4,378.00 | $614,287 (+4.42%) Land $300,000 Building $314,287 | $614,287 (+4.42%) Land $300,000 Building $314,287 |
| 2022 | $588,274 Land $300,000 Building $288,274 | $588,274 Land $300,000 Building $288,274 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHIDBEY HIGHLANDS WATER ASSOC private · serves 62 people · EPA ID WA5396050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband.
4G LTE only, no 5G reported
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