760 Greenoch Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 760 Greenoch Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,504 sqft · built 1980
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,616 (2026)
Deeds & Mortgages	Jun 2026 Sale Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S8415-00-00009-0`

Property Details

APN / Parcel Number

Primary APN	`S8415-00-00009-0`
Alternative APN	`428488`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,504 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	2,182 sqft
Basement Area	168 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	570 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	760 GREENOCH LOOP
City	OAK HARBOR
State	WA
Zip	98277-9435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	21
Legal Description	WHIDBEY HIGHLANDS LOT 9
Legal Subdivision	WHIDBEY HIGHLANDS
Legal Lot Number	9
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3001
Census Tract	970300

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	760 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 25, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Jan 11, 2018	Quit Claim Deed, Transfer · VA Mortgage USAA
Jan 11, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021
Deed Sale	Mar 25, 2021
Prior Sale	Jan 11, 2018 · Amount on Record
Deed Document Number	20214514616
Prior Transfer Date	Jun 19, 2020
Prior Transfer Doc	0004514616
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 5, 2026
Property Address	760 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Document Number	0004601509
Instrument Date	Jun 5, 2026
Instrument	20264601509
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	760 GREENOCH LOOP, OAK HARBOR, WA 98277-9435

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Mar 25, 2021
Property Address	760 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Document Number	0004514616
Map Reference	VOL 7 PG 76
Instrument Date	Jun 19, 2020
Instrument	4514616
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004514617
Date	Mar 25, 2021
Instrument	4514617

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Jul 1, 2045

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 11, 2018
Property Address	760 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Document Number	0004437241
Instrument Date	Jan 11, 2018
Instrument	4437241
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12806 SULTAN BASIN RD SULTAN WA 982948600, SULTAN, WA 98294-8600

Mortgage

Document Number	4437243
Date	Jan 11, 2018
Instrument	4437243

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 11, 2018
Property Address	760 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Document Number	0004437240
Instrument Date	Dec 20, 2017
Instrument	4437240
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE/ISLAND CNTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	760 GREENOCH LOOP OAK HARBOR WA 982779435, OAK HARBOR, WA 98277-9435

Mortgage

Document Number	4437243
Date	Jan 11, 2018
Instrument	4437243

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,616.00 (+15.89%)
2025	$3,983.00 (-0.45%)	$599,143 (+5.36%) Land $260,000 Building $339,143	$599,143 (+5.36%) Land $260,000 Building $339,143
2023	$4,001.00	$568,663 (+5.3%) Land $220,000 Building $348,663	$568,663 (+5.3%) Land $220,000 Building $348,663
2022		$540,036 Land $220,000 Building $320,036	$540,036 Land $220,000 Building $320,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHIDBEY HIGHLANDS WATER ASSOC private · serves 62 people · EPA ID WA5396050
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

Cell Coverage

4G LTE only, no 5G reported

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