756 Greenoch Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 756 Greenoch Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,993 sqft · built 1964
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on Record
Last Sale	$337,000 (Oct 2004)
Tax Bill	$4,803 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8415-00-00010-0`

Property Details

APN / Parcel Number

Primary APN	`S8415-00-00010-0`
Alternative APN	`428497`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,993 sqft Living Area
Gross Area	3,968 sqft
1st Floor Area	1,659 sqft
Upper Floors Area	1,334 sqft
Basement Area	325 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1988
Exterior Material	Hardboard/Plywood
Foundation Type	Block
Roof Material	Asphalt
Lot Area	72,745 sqft (1.67 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	522 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	756 GREENOCH LOOP
City	OAK HARBOR
State	WA
Zip	98277-9435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	WHIDBEY HIGHLANDS LOT 10 TGW (38) - IN NE SE:BG NE CR L10 WHIDBEY HGLNDS N3W200 W115 S3E200 TO NW CR L10 E115 TPB
Legal Subdivision	WHIDBEY HIGHLANDS
Legal Lot Number	10
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3001
Census Tract	970300

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	756 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2004 · Amount on Record
Deed Sale	Oct 4, 2004 · Amount on Record
Deed Document Number	20044114537
Last Transfer Date	May 22, 2018
Transfer Doc	0004446986
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	756 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004522259
Date	Jun 21, 2021
Instrument	4522259

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	756 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Document Number	0004450285
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	756 GREENOCH LOOP OAK HARBOR WA 982779435, OAK HARBOR, WA 98277-9435

Mortgage

Document Number	0004450285
Date	Aug 22, 2018
Instrument	4450285

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 28, 2018
Property Address	756 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Document Number	0004446986
Instrument Date	May 15, 2018
Instrument	4446986
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	756 GREENOCH LOOP OAK HARBOR WA 982779435, OAK HARBOR, WA 98277-9435

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,803.00 (+13.65%)
2025		$620,543 (+3.64%) Land $260,000 Building $360,543	$620,543 (+3.64%) Land $260,000 Building $360,543
2023	$4,226.00	$598,744 (+5.51%) Land $220,000 Building $378,744	$598,744 (+5.51%) Land $220,000 Building $378,744
2022		$567,499 Land $220,000 Building $347,499	$567,499 Land $220,000 Building $347,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHIDBEY HIGHLANDS WATER ASSOC private · serves 62 people · EPA ID WA5396050
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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