776 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 776 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,174 sqft · built 1950
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Jun 2016)
Tax Bill	$4,820 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-13-0013`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-13-0013`
Alternative APNs	`8097221` `62034`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
1st Floor Area	978 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62034
Street Address	776 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS LOT 9 BLK 2
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	ROYAL OAKS
Legal Block	2
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	31200

Owner

Source: Ramsey County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	776 COMO AVE, SAINT PAUL, MN 55103-1457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Prior Sale	Mar 15, 2002 · Amount on Record
Deed Document Number	20162561414
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Sep 4, 2026
Property Address	776 COMO AVE, SAINT PAUL, MN 55103-1457
Document Number	0002823246
Instrument Date	Aug 14, 2026
Instrument	20262823246
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4293 BROCKTON DR, SAINT PAUL, MN 55129-2201

Mortgage

Document Number	0002823246,
Date	Sep 4, 2026
Instrument	20262823246

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	776 COMO AVE, SAINT PAUL, MN 55103-1457
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02728634
Date	Mar 30, 2022
Instrument	T02728634

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,100 (-1.99%) Land $32,100 Building $229,000	$261,100 (-1.99%) Land $32,100 Building $229,000
2025	$4,820.00 (+9.35%) Homeowner's exemption	$266,400 (+7.64%) Land $32,100 Building $234,300	$266,400 (+7.64%) Land $32,100 Building $234,300
2023	$4,408.00 Homeowner's exemption	$247,500 Land $32,100 Building $215,400	$247,500 Land $32,100 Building $215,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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