783 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 783 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1909
Lot Size	0.105 acres (4,560 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2021)
Tax Bill	$6,658 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-13-0003`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-13-0003`
Alternative APNs	`8199969` `410314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
1st Floor Area	772 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	4,560 sqft (0.105 acres)
Lot Dimensions	114 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	410314
Street Address	783 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS VAC GROTTO ST ACCRUING AND LOT 3 BLK 1
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	ROYAL OAKS
Legal Block	1
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	31200

Owner

783 Como Ave is owned and occupied by two individuals who bought it in December 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	783 COMO AVE, SAINT PAUL, MN 55103-1458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Oct 5, 2018	Deed of Trust, Mortgage · FHA Mortgage PERL MTG
Jun 11, 2018	Warranty Deed, Construction Loan · Construction Mortgage DAF ADVENTURES LLC
Jun 9, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	20212721283
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 27, 2021
Property Address	783 COMO AVE, SAINT PAUL, MN 55103-1458
Document Number	0T02721283
Instrument Date	Nov 19, 2021
Instrument	T02721283
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	783 COMO AVE, SAINT PAUL, MN 55103-1458

Mortgage

Document Number	0T02721284
Date	Dec 27, 2021
Instrument	T02721284

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	783 COMO AVE, SAINT PAUL, MN 55103-1458
Document Number	0004839877
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	783 COMO AVE ST PAUL MN 551031458, ST PAUL, MN 55103-1458

Mortgage

Document Number	0004839877
Date	Oct 22, 2020
Instrument	4839877

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	783 COMO AVE, SAINT PAUL, MN 55103-1458
Document Number	0002626033
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	783 COMO AVE ST PAUL MN 551031458, ST PAUL, MN 55103-1458

Mortgage

Document Number	0002626033
Date	Oct 17, 2018
Instrument	2626033

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 11, 2018
Property Address	783 COMO AVE, SAINT PAUL, MN 55103-1458
Document Number	0002615806
Instrument Date	May 30, 2018
Instrument	2615806
Transaction Type	Construction Loan
Record Updated	Aug 1, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	783 COMO AVE ST PAUL MN 551031458, ST PAUL, MN 55103-1458

Mortgage

Document Number	2615807
Date	Jun 11, 2018
Instrument	2615807

Lender

Name	DAF ADVENTURES LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 10, 2019

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 9, 2017
Property Address	783 COMO AVE, SAINT PAUL, MN 55103-1458
Document Number	0002589082
Instrument Date	May 26, 2017
Instrument	2589082
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	783 COMO AVE ST PAUL MN 551031458, ST PAUL, MN 55103-1458

Mortgage

Document Number	2589083
Date	Jun 9, 2017
Instrument	2589083

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 783 Como Ave was $6,658 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,200 Land $30,900 Building $346,300	$377,200 Land $30,900 Building $346,300
2025	$6,658.00
2023	$5,504.00 Homeowner's exemption	$333,900 Land $30,900 Building $303,000	$333,900 Land $30,900 Building $303,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 783 Como Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 783 Como Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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