768 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 768 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1928
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,900 (Jul 2021)
Tax Bill	$5,102 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-13-0015`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-13-0015`
Alternative APNs	`8489871` `451372`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	451372
Street Address	768 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS LOT 11 BLK 2
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	ROYAL OAKS
Legal Block	2
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	31200

Owner

Source: Ramsey County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	768 COMO AVE, SAINT PAUL, MN 55103-1457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE AREA MORTGAGE
May 5, 2020	Warranty Deed, Transfer · Conventional with PMI ALERUS MTG
Dec 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 21, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST OPTION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Document Number	20212704884
Prior Transfer Date	Nov 7, 2019
Prior Transfer Doc	0002653899
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 6, 2021
Property Address	768 COMO AVE, SAINT PAUL, MN 55103-1457
Document Number	0T02704884
Instrument Date	Jun 29, 2021
Instrument	T02704884
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	768 COMO AVE, SAINT PAUL, MN 55103-1457

Mortgage

Document Number	0T02704885
Date	Jul 6, 2021
Instrument	T02704885

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 5, 2020
Property Address	768 COMO AVE, SAINT PAUL, MN 55103-1457
Document Number	0002664725
Instrument Date	Apr 9, 2020
Instrument	2664725
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$901.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 COMO AVE ST PAUL MN 551031457, ST PAUL, MN 55103-1457

Mortgage

Document Number	2664726
Date	May 5, 2020
Instrument	2664726

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 3, 2019
Property Address	768 COMO AVE, SAINT PAUL, MN 55103-1457
Document Number	0002653899
Instrument Date	Nov 7, 2019
Instrument	2653899
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	768 COMO AVE ST PAUL MN 551031457, ST PAUL, MN 55103-1457

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 21, 2017
Property Address	768 COMO AVE, SAINT PAUL, MN 55103-1457
Document Number	0002589930
Instrument Date	Jun 12, 2017
Instrument	2589930
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$697.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 COMO AVE ST PAUL MN 551031457, ST PAUL, MN 55103-1457

Mortgage

Document Number	2589931
Date	Jun 21, 2017
Instrument	2589931

Lender

Name	FIRST OPTION MTG
Type	Mortgage Company
Address	ATLANTA, GA 30339-5999

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,102.00 (+13.88%) Homeowner's exemption	$327,000 (+9.15%) Land $35,700 Building $291,300	$327,000 (+9.15%) Land $35,700 Building $291,300
2023	$4,480.00 Homeowner's exemption	$299,600 Land $35,700 Building $263,900	$299,600 Land $35,700 Building $263,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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