7721 Pepper Cir E, Jacksonville, FL 32244 Property Records

Duval County property record for 7721 Pepper Cir E, Jacksonville, FL 32244

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,273 sqft · built 1988
Lot Size0.261 acres (11,357 sqft)
OwnerCompany Name on Record
Last Sale$170,000 (Dec 2025)
Tax Bill$2,846 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN016057-0045

Property Details

APN / Parcel Number

Primary APN016057-0045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,273 sqft Living Area
Gross Area1,672 sqft
1st Floor Area1,273 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,357 sqft (0.261 acres)
Lot Dimensions157 ft deep x 70 ft wide
Garage TypeAttached
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area257 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7721 PEPPER CIR E
CityJACKSONVILLE
StateFL
Zip32244-5069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description43-51 26-3S-25E CINNAMON LAKES UNIT 1 LOT 8
Legal Range25E
Legal Township03S
Legal Section26
Legal SubdivisionCINNAMON LAKES UNIT 01
Legal Lot Number8
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group1
Census Block1004
Census Tract13502

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6965 ORTEGA WOODS DR, 11, JACKSONVILLE, FL 32244-7852
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Line of Credit
CAPE MORTGAGE CORPORATION
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 31, 2025Warranty Deed, Transfer · Commercial Mortgage
3 SHACKS CAPITAL PARTNERS LLC
Jul 12, 2018Warranty Deed, Transfer · Conventional Mortgage
JOHN FOUT
Nov 28, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleJul 12, 2018 · Amount on Record
Deed Document Number2025295285
Deed Book / Page21739 / 766
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Recording DateJun 12, 2026
Property Address7721 PEPPER CIR E, JACKSONVILLE, FL 32244-5069
Document Number0000137245
Book / Page21941 / 1411
Instrument DateJun 3, 2026
Instrument2026137245
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address6965 ORTEGA WOODS DR, JACKSONVILLE, FL 32244-7851

Mortgage

Document Number0000137245,
DateJun 12, 2026
Book Page21941/1411
Instrument2026137245
Lender
NameCAPE MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address7721 PEPPER CIR E, JACKSONVILLE, FL 32244-5069
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201920957
DateMar 21, 2022
Book Page20192/957
Instrument2022073084
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address7721 PEPPER CIR E, JACKSONVILLE, FL 32244-5069
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0204840856
DateNov 1, 2022
Book Page20484/856
Instrument2022272973
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateDec 31, 2025
Property Address7721 PEPPER CIR E, JACKSONVILLE, FL 32244-5069
Document Number0217390766
Book / Page21739 / 766
Map ReferenceMB 43 PG 51&51A
Instrument DateDec 19, 2025
Instrument2025295285
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyALL FLORIDA TITLE SERVICES INC, ALL FLORIDA TITLE SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address90 STONEGATE AVE, SAINT AUGUSTINE, FL 32084-0097

Transferred To (Grantee/Buyer)

NameVerified Name
Address6965 ORTEGA WOODS DR UNIT 11, 11, JACKSONVILLE, FL 32244-7852

Mortgage

Document Number0021739769
DateDec 31, 2025
Instrument21739/769
Lender
Name3 SHACKS CAPITAL PARTNERS LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 12, 2018
Property Address7721 PEPPER CIR E, JACKSONVILLE, FL 32244-5069
Document Number0184531404
Book / Page018453 / 001404
Instrument DateJun 5, 2018
Instrument163346
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 INDIANA AVE STONEWOOD WV 263014547, STONEWOOD, WV 26301-4547

Mortgage

Document Number184531406
DateJul 12, 2018
Book Page018453/001406
Instrument163347
Lender
NameJOHN FOUT
Address390 A1A BEACH BLVD # 36, ST AUGUSTINE, FL 32080-6594
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 11, 2023
Interest
Rate2.66%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateNov 28, 2017
Property Address7721 PEPPER CIR E, JACKSONVILLE, FL 32244-5069
Document Number0182001022
Book / Page018200 / 001022
Instrument DateNov 22, 2017
Instrument272093
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$755.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1262 GOVERNORS CREEK DR GREEN COVE SPRINGS FL 320438752, GREEN COVE SPRINGS, FL 32043-8752

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,552 (+17.31%) Land $72,523 Building $139,029$211,552 (+2.07%) Land $72,523 Building $139,029
2025$2,846.00 (+32.99%) Homeowner's exemption$180,338 (+24.58%)$207,263 (-6.3%) Land $70,000 Building $137,263
2024$2,140.00 (+3.23%)
2023$2,073.00 (+9.68%) Homeowner's exemption$144,751 (+3%)$221,187 (+11.14%) Land $70,000 Building $151,187
2022$1,890.00 Homeowner's exemption$140,535$199,019 Land $55,000 Building $144,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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