774 Twin Hills Dr, Galt, CA 95632 Property Records

Sacramento County property record for 774 Twin Hills Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Aug 2003)
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0610-011-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0610-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	774 TWIN HILLS DR
City	GALT
State	CA
Zip	95632-8147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GRIZZLY HOLLOW 01, LOT 21
Legal Subdivision	GRIZZLY HOLLOW 01
Legal Lot Number	21
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3013
Census Tract	9410

Owner

774 Twin Hills Dr is owned and occupied by two individuals who bought it in August 2003.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	774 TWIN HILLS DR, GALT, CA 95632-8147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 17, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2020	Deed of Trust, Mortgage · FHA Mortgage E MTG MGMT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2003 · Amount on File
Deed Sale	Aug 15, 2003 · Amount on File
Prior Sale	Jul 11, 1997 · Amount on File
Deed Book / Page	20030815 / 462
Prior Transfer Date	Jun 23, 1997
Prior Transfer Doc	9707000233
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	774 TWIN HILLS DR, GALT, CA 95632-8147
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 TWIN HILLS DR, GALT, CA 95632-8147

Mortgage

Document Number	0000000450
Date	Mar 19, 2024
Instrument	202403190450

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	774 TWIN HILLS DR, GALT, CA 95632-8147
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 TWIN HILLS DR, GALT, CA 95632-8147

Mortgage

Document Number	0000000838
Date	Aug 17, 2021
Instrument	2021081700838

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	774 TWIN HILLS DR, GALT, CA 95632-8147
Document Number	2009241729
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	SURETY LENDER SERVICES LLC, SURETY LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	774 TWIN HILLS DR GALT CA 956328147, GALT, CA 95632-8147

Mortgage

Document Number	2009241729
Date	Sep 24, 2020
Instrument	2009241729

Lender

Name	E MTG MGMT
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 774 Twin Hills Dr was $3,534 with a homeowner's exemption, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$311,776 (+2%) Land $72,499 Building $239,277
2025	$3,534.00 (+4.4%) Homeowner's exemption	$305,664 Land $71,078 Building $234,586
2024	$3,385.00 (+1.71%)
2023	$3,328.00 (+4.1%) Homeowner's exemption	$293,797 Land $68,319 Building $225,478
2022	$3,197.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 774 Twin Hills Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 774 Twin Hills Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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