771 Twin Hills Dr, Galt, CA 95632 Property Records

Sacramento County property record for 771 Twin Hills Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,221 sqft · built 1997
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Nov 2021)
Tax Bill	$5,896 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148-0610-024-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0610-024-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	1,221 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	771 TWIN HILLS DR
City	GALT
State	CA
Zip	95632-8147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GRIZZLY HOLLOW 01, LOT 34
Legal Subdivision	GRIZZLY HOLLOW 01
Legal Lot Number	34
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3012
Census Tract	9410

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13000 SADDLE CREST CIR, GALT, CA 95632-8815
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Nov 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 25, 2017	Grant Deed, Transfer ON Q FIN'L
Apr 18, 2017	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	20211166
Deed Book / Page	20211101 / 1166
Prior Transfer Date	Dec 29, 2004
Prior Transfer Doc	0000000889
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	771 TWIN HILLS DR, GALT, CA 95632-8147
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 TWIN HILLS DR, GALT, CA 95632-8147

Mortgage

Document Number	0000002060
Date	Apr 9, 2021
Instrument	202104092060

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Dec 1, 2047

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 1, 2021
Property Address	771 TWIN HILLS DR, GALT, CA 95632-8147
Document Number	2021110101166
Map Reference	MB 211 PG 9
Instrument Date	Oct 26, 2021
Instrument	2021110101166
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13000 SADDLE CREST CIR, GALT, CA 95632-8815

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 1, 2021
Property Address	771 TWIN HILLS DR, GALT, CA 95632-8147
Document Number	2021110101167
Map Reference	MB 211 PG 9
Instrument Date	Oct 26, 2021
Instrument	2021110101167
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13000 SADDLE CREST CIR, GALT, CA 95632-8815

Mortgage

Document Number	2021110101168
Date	Nov 1, 2021
Instrument	2021110101168

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	771 TWIN HILLS DR, GALT, CA 95632-8147
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 TWIN HILLS DR, GALT, CA 95632-8147

Mortgage

Document Number	4090000002060
Date	Apr 9, 2021
Book Page	20210409/2060

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Dec 1, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 25, 2017
Property Address	771 TWIN HILLS DR, GALT, CA 95632-8147
Document Number	1708251114
Instrument Date	Aug 24, 2017
Instrument	1708251114
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 TWIN HILLS DR GALT CA 956328147, GALT, CA 95632-8147

Mortgage

Document Number	1708251115
Date	Aug 25, 2017
Instrument	1708251115

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85251

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 18, 2017
Property Address	771 TWIN HILLS DR, GALT, CA 95632-8147
Document Number	4180000000138
Book / Page	20170418 / 0138
Map Reference	MB 211 MAP 9
Instrument Date	Apr 6, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	771 TWIN HILLS DR, GALT, CA 95632-8147

Mortgage

Document Number	201704180139
Date	Apr 18, 2017
Instrument	20170418/0139

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,154 (+2%) Land $108,242 Building $405,912
2025	$5,896.00 (+4.41%)	$504,073 (+4.04%) Land $106,120 Building $397,953
2024	$5,647.00 (+1.67%)
2023	$5,554.00 (+4.12%)	$484,500 Land $102,000 Building $382,500
2022	$5,334.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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