Warren County property record for 761 Elm Tree Dr, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,111 sqft · built 2013 |
| Lot Size | 0.259 acres (11,321 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $22,000 (Nov 2013) |
| Tax Bill | $5,008 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-35-203-024-0 |
| Primary APN | 17-35-203-024-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,111 sqft Living Area |
| 2nd Floor Area | 900 sqft |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 11,321 sqft (0.259 acres) |
| Garage Type | Attached |
| Garage Area | 519 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 2635650 |
|---|---|
| Old Parcel Number | 1735203024 |
| Street Address | 761 ELM TREE DR |
| City | MORROW |
| State | OH |
| Zip | 45152-8629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORNTON GROVE 5-2 #188 |
| Legal Subdivision | THORNTON GROVE 5-2 |
| Legal Block | 203 |
| Legal Lot Number | 188 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 32205 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 761 ELM TREE DR, MORROW, OH 45152-8629 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2013 · Amount on Record |
| Deed Sale | Nov 4, 2013 · Amount on Record |
| Prior Sale | May 19, 2008 · Amount on Record |
| Deed Document Number | 0059370723 |
| Deed Book / Page | 005937 / 000723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 761 ELM TREE DR, MORROW, OH 45152-8629 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 761 ELM TREE DR, MORROW, OH 45152-8629 |
| Document Number | 0000022382 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022-022382 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 5, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 761 ELM TREE DR, MORROW, OH 45152-8629 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021007144 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021-007144 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 278 Months |
| Due | Apr 1, 2044 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Hamilton Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,008.00 (+14.26%) | $113,043 (+28.09%) Land $28,000 Building $85,043 | $322,980 (+28.09%) Land $80,000 Building $242,980 |
| 2023 | $4,383.00 (+1.43%) Homeowner's exemption | $88,253 (-) Land $12,915 Building $75,338 | |
| 2022 | $4,321.00 Homeowner's exemption | $88,253 Land $12,915 Building $75,338 | $252,150 (-) Land $36,900 Building $215,250 |
| 2021 | $252,150 Land $36,900 Building $215,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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