7725 Peppertree Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7725 Peppertree Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,004 sqft · built 2018
Lot Size	0.37 acres (16,128 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Apr 2021)
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Apr 2021 Sale Apr 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114G C 017`

Property Details

APN / Parcel Number

Primary APN	`114G C 017`
Alternative APN	`0000161352`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,004 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,128 sqft (0.37 acres)
Lot Dimensions	148 ft deep x 108 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000161352
Street Address	7725 PEPPERTREE DR
City	OOLTEWAH
State	TN
Zip	37363-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 81 MC KENZIE FARM REV PHASE 1 PB86 PG60 92-151 OUT OF 114-84 FOR 2008
Legal Subdivision	MC KENZIE FARM
Legal Phase	1
Legal Lot Number	81
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4014
Census Tract	11205

Owner

7725 Peppertree Dr is owned and occupied by an individual who bought it in April 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	7725 PEPPERTREE DR, OOLTEWAH, TN 37363-1429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Apr 29, 2021	Correction Deed CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Jan 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 10, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Feb 8, 2018	Warranty Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Jan 14, 2020
Deed Document Number	2021042900138
Deed Book / Page	12465 / 432
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 29, 2021
Property Address	7725 PEPPERTREE DR, OOLTEWAH, TN 37363-1429
Document Number	0000000138
Book / Page	12465 / 432
Map Reference	MB 92 PG 151
Instrument Date	Apr 28, 2021
Instrument	2021042900138
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$1,554.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7725 PEPPETREE DRIVE, OOLTEWAH, TN 37363-1429

April 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 29, 2021
Property Address	7725 PEPPERTREE DR, OOLTEWAH, TN 37363-1429
Document Number	0000000137
Book / Page	12465 / 429
Map Reference	MB 92 PG 151
Instrument Date	Apr 28, 2021
Instrument	2021042900137
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	7725 PEPPETREE DRIVE, OOLTEWAH, TN 37363-1429

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 14, 2020
Property Address	7725 PEPPERTREE DR, OOLTEWAH, TN 37363-1429
Document Number	0114000050
Book / Page	011878 / 000120
Instrument Date	Jan 7, 2020
Instrument	200114000050
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7725 PEPPERTREE DR OOLTEWAH TN 373631429, OOLTEWAH, TN 37363-1429

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 10, 2018
Property Address	7725 PEPPERTREE DR, OOLTEWAH, TN 37363-1429
Document Number	1010000172
Book / Page	011474 / 000402
Instrument Date	Oct 4, 2018
Instrument	181010000172
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2018
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7725 PEPPERTREE DR OOLTEWAH TN 373631429, OOLTEWAH, TN 37363-1429

Mortgage

Document Number	1010000173
Date	Oct 10, 2018
Book Page	011474/000404
Instrument	181010000173

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2048

February 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 8, 2018
Property Address	7725 PEPPERTREE DR, OOLTEWAH, TN 37363-1429
Document Number	0000000221
Book / Page	11267 / 764
Map Reference	MB9135 PG390
Instrument Date	Feb 7, 2018
Instrument	2018020800221
Transaction Type	Construction Loan
Record Updated	Mar 11, 2022
Title Company	JONES RAULSTON TITLE INS AGE

Transaction

Amount	Amount on Record
Tax	$166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4201, CHATTANOOGA, TN 37405-0201
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000222
Date	Feb 8, 2018
Instrument	2018020800222

Lender

Name	FIRST VOLUNTEER BANK OF TENNESSEE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7725 Peppertree Dr was $2,254, down 0.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,254.00 (-0.88%)	$148,750 (+46.34%)	$595,000 (+46.34%) Land $60,000 Building $535,000
2024	$2,274.00 (-0.39%)	$101,650 (-)	$406,600 (-) Land $60,000 Building $346,600
2023	$2,283.00	$101,650	$406,600 Land $60,000 Building $346,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7725 Peppertree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7725 Peppertree Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940

May also be available: AT&T, Verizon.

Nearby Properties on Peppertree Dr

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