7717 Peppertree Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7717 Peppertree Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,493 sqft · built 2013
Lot Size	0.271 acres (11,845 sqft)
Owner	2 Individual Names on File
Last Sale	$314,900 (Dec 2014)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114G C 016`

Property Details

APN / Parcel Number

Primary APN	`114G C 016`
Alternative APN	`0000161351`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,493 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,845 sqft (0.271 acres)
Lot Dimensions	148 ft deep x 109 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000161351
Street Address	7717 PEPPERTREE DR
City	OOLTEWAH
State	TN
Zip	37363-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 80 MC KENZIE FARM REV PHASE 1 PB86 PG60 92-151 97-99 OUT OF 114-84 FOR 2008
Legal Subdivision	MC KENZIE FARM
Legal Phase	1
Legal Lot Number	80
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4014
Census Tract	11205

Owner

7717 Peppertree Dr is owned and occupied by two individuals who bought it in December 2014.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7717 PEPPERTREE DR, OOLTEWAH, TN 37363-1429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2014 · Amount on File
Deed Sale	Dec 2, 2014 · Amount on File
Prior Sale	Aug 8, 2013 · Amount on File
Deed Document Number	201487
Deed Book / Page	10353 / 457
Prior Transfer Date	Mar 31, 2009
Prior Transfer Doc	0000000089
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7717 PEPPERTREE DR, OOLTEWAH, TN 37363-1429
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7717 PEPPERTREE DR, OOLTEWAH, TN 37363-1429

Mortgage

Document Number	0000000139
Date	Jan 27, 2023
Book Page	13198/265
Instrument	2023012700139

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7717 PEPPERTREE DR, OOLTEWAH, TN 37363-1429
Document Number	1029000240
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	FILE FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7717 PEPPERTREE DR OOLTEWAH TN 373631429, OOLTEWAH, TN 37363-1429

Mortgage

Document Number	1029000240
Date	Oct 29, 2020
Book Page	012210/000523
Instrument	201029000240

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7717 Peppertree Dr was $2,212, up 11.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,212.00 (+11.94%)	$146,000 (+65.25%)	$584,000 (+65.25%) Land $60,000 Building $524,000
2024	$1,976.00 (-0.45%)	$88,350 (-)	$353,400 (-) Land $60,000 Building $293,400
2023	$1,985.00	$88,350	$353,400 Land $60,000 Building $293,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7717 Peppertree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7717 Peppertree Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940

May also be available: AT&T, Verizon.

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