7724 Peppertree Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7724 Peppertree Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,665 sqft · built 2015
Lot Size	0.326 acres (14,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,900 (Oct 2026)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114G A 034`

Property Details

APN / Parcel Number

Primary APN	`114G A 034`
Alternative APN	`0000161300`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,665 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,242 sqft (0.326 acres)
Lot Dimensions	121 ft deep x 119 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000161300
Street Address	7724 PEPPERTREE DR
City	OOLTEWAH
State	TN
Zip	37363-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 101 MC KENZIE FARM REV PHASE 1 PB86 PG60 92-151 OUT OF 114-84 FOR 2008
Legal Subdivision	MC KENZIE FARM
Legal Phase	1
Legal Lot Number	101
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4015
Census Tract	11205

Owner

Source: Hamilton County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7724 PEPPERTREE DR, OOLTEWAH, TN 37363-1437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CREDIT UNION
Jan 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	2026206
Deed Book / Page	14457 / 237
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	0000000196
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 1, 2026
Property Address	7724 PEPPERTREE DR, OOLTEWAH, TN 37363-1437
Document Number	0000000206
Book / Page	14457 / 237
Instrument Date	Oct 1, 2026
Instrument	20261001206
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186,812.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7724 PEPPERTREE DR, OOLTEWAH, TN 37363-1437

Mortgage

Document Number	0000000207,
Date	Oct 1, 2026
Instrument	20261001207

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Jan 22, 2021
Property Address	7724 PEPPERTREE DR, OOLTEWAH, TN 37363-1437
Document Number	0000000196
Book / Page	12325 / 393
Map Reference	MB 92 PG 151
Instrument Date	Jan 13, 2021
Instrument	2021012200196
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FOUNDATION SETTLEMENT SERVICES, FOUNDATION T&E SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7724 PEPPERTREE DR, OOLTEWAH, TN 37363-1437

Mortgage

Document Number	0012325395
Date	Jan 22, 2021
Instrument	12325/395

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00 (+3.69%)	$135,200 (+53.07%)	$540,800 (+53.07%) Land $60,000 Building $480,800
2024	$1,976.00 (-0.45%)	$88,325 (-)	$353,300 (-) Land $60,000 Building $293,300
2023	$1,985.00	$88,325	$353,300 Land $60,000 Building $293,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940

May also be available: AT&T, Verizon.

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