7724 Sunset Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7724 Sunset Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,533 sqft · built 2019
Lot Size	0.28 acres (12,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Mar 2025)
Tax Bill	$8,495 (2025)
Deeds & Mortgages	Mar 2025 Second Mortgage Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`242-0081-054-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0081-054-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,533 sqft Living Area
1st Floor Area	2,533 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,198 sqft (0.28 acres)
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7724 SUNSET AVE
City	FAIR OAKS
State	CA
Zip	95628-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	THE NORTH 228.50, OF THE FOLLOWING DESCRIBED PORTIONS OF THE EAST 1/4 OF LOT 3, BLK 14, PLAT 1, FAIR OAKS ADDITION SUNSET
Legal Subdivision	FAIR OAKS ADDITION
Legal Block	14
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	8010

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7724 SUNSET AVE, FAIR OAKS, CA 95628-4836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLAINS COMMERCE BANK
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 17, 2020	Deed of Trust, Mortgage · Conventional with PMI PACIFIC W LNDG LLC
May 22, 2019	Grant Deed, Subdivision Related Transfer UNITED WHOLESALE MTG
Dec 20, 2018	Deed of Trust, Mortgage UNION CAPITOL LOANS
Dec 20, 2018	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Aug 15, 2018	Grant Deed, Transfer DESMOND E HUTTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	May 22, 2019 · Amount on Record
Deed Book / Page	20250328 / 491
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7724 SUNSET AVE, FAIR OAKS, CA 95628-4836
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000599
Date	Mar 26, 2025
Instrument	202503260599

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Sep 18, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7724 SUNSET AVE, FAIR OAKS, CA 95628-4836
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7724 SUNSET AVE, FAIR OAKS, CA 95628-4836

Mortgage

Document Number	0000000440
Date	Oct 20, 2021
Instrument	2021102000440

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7724 SUNSET AVE, FAIR OAKS, CA 95628-4836
Document Number	2009230945
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7724 SUNSET AVE FAIR OAKS CA 956284836, FAIR OAKS, CA 95628-4836

Mortgage

Document Number	2009230945
Date	Sep 23, 2020
Instrument	2009230945

Lender

Name	PACIFIC W LNDG LLC
Address	PHOENIX, AZ 85022

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 22, 2019
Property Address	7724 SUNSET AVE, FAIR OAKS, CA 95628-4836
Document Number	1905221328
Instrument Date	May 14, 2019
Instrument	1905221328
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7724 SUNSET AVE FAIR OAKS CA 956284836, FAIR OAKS, CA 95628-4836

Mortgage

Document Number	1905221329
Date	May 22, 2019
Instrument	1905221329

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7724 SUNSET AVE, FAIR OAKS, CA 95628-4836
Document Number	1812210456
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2346 NORTH HIGHLANDS CA 956608346, NORTH HIGHLANDS, CA 95660-8346

Mortgage

Document Number	1812210456
Date	Dec 21, 2018
Instrument	1812210456

Lender

Name	UNION CAPITOL LOANS
Type	Funding / Finance Company
Address	FAIR OAKS, CA 95628

Agreement

Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7724 SUNSET AVE, FAIR OAKS, CA 95628-4836
Document Number	1812210455
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2346 NORTH HIGHLANDS CA 956608346, NORTH HIGHLANDS, CA 95660-8346

Mortgage

Document Number	1812210455
Date	Dec 21, 2018
Instrument	1812210455

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 15, 2018
Property Address	7724 SUNSET AVE, FAIR OAKS, CA 95628-4836
Document Number	1808151311
Instrument Date	Aug 13, 2018
Instrument	1808151311
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Value
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2346 SACRAMENTO CA 958122346, SACRAMENTO, CA 95812-2346

Mortgage

Document Number	1808151312
Date	Aug 15, 2018
Instrument	1808151312

Lender

Name	DESMOND E HUTTON

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$831,300 (+17.73%) Land $249,390 Building $581,910
2025	$8,495.00 (+0.78%)	$706,117 (+4.04%) Land $195,213 Building $510,904
2024	$8,429.00 (+3.02%)
2023	$8,182.00 (+0.39%) Homeowner's exemption	$678,700 Land $187,634 Building $491,066
2022	$8,150.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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