771 Stetson St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 771 Stetson St, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,100 sqft · built 1974
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Aug 2021)
Tax Bill	$22,568 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`037-095-090`

Property Details

APN / Parcel Number

Primary APN	`037-095-090`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,160 sqft
2nd Floor Area	380 sqft
Basement Area	940 sqft
Finished Basement	560 sqft
Unfinished Basement	380 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	100 ft deep x 62 ft wide
Garage Type	Basement
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	771 STETSON ST
City	MOSS BEACH
State	CA
Zip	94038-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 12 13 & PTN LOT 14 BLK 36 MOSS BEACH HEIGHTS RSM 6/8
Legal Subdivision	MOSS BEACH HEIGHTS
Legal Block	36
Legal Lot Number	12,14
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1019
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	771 STETSON ST, MOSS BEACH, CA 94038-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Mar 17, 2022	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Mar 17, 2022	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Aug 18, 2021	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
May 3, 2021	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Document Number	2021120863
Last Transfer Date	Mar 11, 2022
Transfer Doc	0000023069
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 16, 2022
Property Address	771 STETSON ST, MOSS BEACH, CA 94038-9726
Document Number	0000023069
Map Reference	MB 6 PG 8
Instrument Date	Mar 11, 2022
Instrument	2022-023069
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 STETSON ST, MOSS BEACH, CA 94038-9726

Mortgage

Document Number	0000023070
Date	Mar 16, 2022
Instrument	2022-023070

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 17, 2022
Property Address	771 STETSON ST, MOSS BEACH, CA 94038-9726
Document Number	0000023251
Map Reference	MB 6 PG 8
Instrument Date	Mar 11, 2022
Instrument	2022-023251
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 STETSON ST, MOSS BEACH, CA 94038-9726

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 17, 2022
Property Address	771 STETSON ST, MOSS BEACH, CA 94038-9726
Document Number	0000023250
Map Reference	MB 6 PG 8
Instrument Date	Mar 11, 2022
Instrument	2022-023250
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 STETSON ST, MOSS BEACH, CA 94038-9726

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 18, 2021
Property Address	771 STETSON ST, MOSS BEACH, CA 94038-9726
Document Number	0000120863
Map Reference	MB 6 PG 8
Instrument Date	Aug 11, 2021
Instrument	2021-120863
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	771 STETSON ST, MOSS BEACH, CA 94038

Mortgage

Document Number	0000120864
Date	Aug 18, 2021
Instrument	2021-120864

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 3, 2021
Property Address	771 STETSON ST, MOSS BEACH, CA 94038-9726
Document Number	0000069912
Map Reference	MB 6 PG 8
Instrument Date	Apr 19, 2021
Instrument	2021-069912
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 FRANCISCO LN UNIT 15427, 15427, FREMONT, CA 94539-4067
Investor	Possibly a Property Investor

Mortgage

Document Number	0000069913
Date	May 3, 2021
Instrument	2021-069913

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	771 STETSON ST, MOSS BEACH, CA 94038-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041211
Date	May 29, 2018
Instrument	2018-041211

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	771 STETSON ST, MOSS BEACH, CA 94038-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 STETSON ST, MOSS BEACH, CA 94038

Mortgage

Document Number	0000001251
Date	Jan 6, 2021
Instrument	2021-001251

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,731,890 (+2%) Land $833,472 Building $898,418
2025	$22,568.00 (+6.95%) Homeowner's exemption	$1,697,932 (+4.04%) Land $817,130 Building $880,802
2024	$21,102.00 (+2.57%)
2023	$20,573.00 (+1.19%) Homeowner's exemption	$1,632,000 Land $785,400 Building $846,600	$1,526,850
2022	$20,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, T-Mobile.

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