776 Stetson St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 776 Stetson St, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,430 sqft · built 1982
Lot Size	0.147 acres (6,390 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,312 (2025)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-096-210`

Property Details

APN / Parcel Number

Primary APN	`037-096-210`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,430 sqft Living Area
1st Floor Area	1,630 sqft
2nd Floor Area	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	6,390 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide
View / Lot	Corner
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	776 STETSON ST
City	MOSS BEACH
State	CA
Zip	94038-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	LOTS 11 & 12 BLK 37 MOSS BEACH HEIGHTS RSM 6/8
Legal Subdivision	MOSS BEACH HEIGHTS
Legal Block	37
Legal Lot Number	11,12
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1028
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	776 STETSON ST, MOSS BEACH, CA 94038-9726
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Intrafamily Transfer, Transfer
Mar 22, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 18, 2021
Transfer Doc	0000015151
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 22, 2024
Property Address	776 STETSON ST, MOSS BEACH, CA 94038-9726
Document Number	0000015151
Map Reference	MB 6 PG 8
Instrument Date	Mar 18, 2024
Instrument	2024-015151
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	776 STETSON ST, MOSS BEACH, CA 94038-9726

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 22, 2024
Property Address	776 STETSON ST, MOSS BEACH, CA 94038-9726
Document Number	0000015149
Map Reference	MB 6 PG 8
Instrument Date	Mar 13, 2024
Instrument	2024-015149
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	776 STETSON ST, MOSS BEACH, CA 94038-9726

Mortgage

Document Number	0000015150
Date	Mar 22, 2024
Instrument	2024-015150

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 30, 2020
Property Address	776 STETSON ST, MOSS BEACH, CA 94038-9726
Document Number	0000038917
Instrument Date	Mar 12, 2020
Instrument	38917
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	776 STETSON ST MOSS BEACH CA 940389726, MOSS BEACH, CA 94038-9726

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,285 (+2%) Land $105,647 Building $310,638
2025	$7,312.00 (+11.45%) Homeowner's exemption	$408,124 (+4.04%) Land $103,576 Building $304,548
2023	$6,561.00 (+2.28%) Homeowner's exemption	$392,278 Land $99,555 Building $292,723	$1,553,130
2022	$6,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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