771 Benning Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 771 Benning Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 2004
Lot Size	0.345 acres (15,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,100 (Oct 2011)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4782-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4782-1`
Alternative APNs	`00-2S-22-0310-000G-392A` `22S2000310000G392A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	1,770 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	15,006 sqft (0.345 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	471 sqft
Porch	Open/Unfinished Porch
Porch Area	423 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	771 BENNING DR
City	DESTIN
State	FL
Zip	32541-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALHOUN S/D SE1/2 LOT 392 BLK G
Legal Subdivision	CALHOUN S/D
Legal Block	G
Legal Lot Number	392
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1003
Census Tract	23306

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	771 BENNING DR, DESTIN, FL 32541-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EGLIN FCU
Mar 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2011 · Amount on Record
Deed Sale	Oct 5, 2011 · Amount on Record
Prior Sale	Sep 8, 2009 · Amount on Record
Deed Document Number	20112732803
Deed Book / Page	3004 / 866
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	771 BENNING DR, DESTIN, FL 32541-1600
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036711579
Date	Apr 19, 2023
Book Page	3671/1579
Instrument	3618578

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2038

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	771 BENNING DR, DESTIN, FL 32541-1600
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036681786
Date	Mar 29, 2023
Book Page	3668/1786
Instrument	3614639

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	182 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 (+6.16%) Homeowner's exemption	$213,716 (+5.99%)	$451,884 (+3.43%) Land $143,818 Building $308,066
2023	$1,948.00 (+2.74%) Homeowner's exemption	$201,644 (+3%)	$436,916 (+7.59%) Land $130,494 Building $306,422
2022	$1,896.00 Homeowner's exemption	$195,771	$406,089 Land $118,631 Building $287,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 96 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	73 (1994–2020)
Claims Outside the SFHA	47 of 73
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims Hurricane Frances, Sep 2004 · 20 claims Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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