766 Benning Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 766 Benning Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,537 sqft · built 2020
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Apr 2020)
Deeds & Mortgages	Apr 2026 Sale Apr 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-001-123-5365-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-123-5365-1`
Alternative APNs	`00-2S-22-3089-0000-0020` `22S200308900000020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,537 sqft Living Area
Gross Area	3,401 sqft
1st Floor Area	2,537 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Attached
Garage Area	470 sqft
Porch	Finished/Open Porch
Porch Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	766 BENNING DR
City	DESTIN
State	FL
Zip	32541-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYVIEW PLANTATION LOT 2
Legal Subdivision	BAYVIEW PLANTATION
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1001
Census Tract	23306

Owner

Source: Okaloosa County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	766 BENNING DR, DESTIN, FL 32541-1640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 27, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Mar 15, 2005 · Amount on Record
Deed Document Number	20203354366
Deed Book / Page	3458 / 2998
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 13, 2026
Property Address	766 BENNING DR, DESTIN, FL 32541-1640
Document Number	0003810203
Instrument Date	Mar 10, 2026
Instrument	20263810203
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	766 BENNING DR, DESTIN, FL 32541-1640

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 27, 2020
Property Address	766 BENNING DR, DESTIN, FL 32541-1640
Document Number	0034582998
Book / Page	003458 / 002998
Instrument Date	Apr 23, 2020
Instrument	3354366
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 5, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	766 CALHOUN AVE DESTIN FL 32541, DESTIN, FL 32541

Mortgage

Document Number	34583000
Date	Apr 27, 2020
Book Page	003458/003000
Instrument	3354367

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$478,865 (+5.99%)	$603,121 (+3.01%) Land $144,120 Building $459,001
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$451,815 (+3%)	$585,500 (+7.38%) Land $130,768 Building $454,732
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$438,655	$545,279 Land $118,880 Building $426,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 96 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	73 (1994–2020)
Claims Outside the SFHA	47 of 73
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims Hurricane Frances, Sep 2004 · 20 claims Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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