764 Benning Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 764 Benning Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,530 sqft · built 2020
Lot Size	0.179 acres (7,787 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Jul 2021)
Tax Bill	$6,276 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-001-123-5366-9`

Property Details

APN / Parcel Number

Primary APN	`C56-001-123-5366-9`
Alternative APNs	`00-2S-22-3089-0000-0030` `22S200308900000030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,530 sqft Living Area
Gross Area	3,292 sqft
1st Floor Area	2,530 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	7,787 sqft (0.179 acres)
Garage Type	Attached
Garage Area	470 sqft
Porch	Finished/Open Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	764 BENNING DR
City	DESTIN
State	FL
Zip	32541-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYVIEW PLANTATION LOT 3
Legal Subdivision	BAYVIEW PLANTATION
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1001
Census Tract	23306

Owner

764 Benning Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	764 BENNING DR, DESTIN, FL 32541-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jul 8, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Jul 8, 2020 · Amount on File
Deed Document Number	20213470634
Deed Book / Page	3559 / 2487
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 9, 2021
Property Address	764 BENNING DR, DESTIN, FL 32541-1640
Document Number	0035592487
Book / Page	3559 / 2487
Map Reference	MB 29 PG 28
Instrument Date	Apr 24, 2021
Instrument	3470634
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MASON TITLE AND ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,830.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	764 SENNING DRIVE, 764, DESTIN, FL 32541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 BENNING DR, DESTIN, FL 32541-1640

Mortgage

Document Number	0035592490
Date	Jul 9, 2021
Book Page	3559/2490
Instrument	3470635

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 8, 2020
Property Address	764 BENNING DR, DESTIN, FL 32541-1640
Document Number	0034741269
Book / Page	3474 / 1269
Map Reference	MB 29 PG 28
Instrument Date	Jul 6, 2020
Instrument	3371765
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	MEAD LAW AND TITLE PLLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,577.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	737 BAYOU DR, 737, DESTIN, FL 32541-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 BENNING DR, DESTIN, FL 32541-1640

Mortgage

Document Number	0034741271
Date	Jul 8, 2020
Instrument	3474/1271

Lender

Name	CALL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 764 Benning Dr was $6,276 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,276.00 Homeowner's exemption	$569,030	$605,002 Land $144,120 Building $460,882
2023	$5,953.00 (-9.69%) Homeowner's exemption	$536,886 (-1.85%)	$587,367 (+7.37%) Land $130,768 Building $456,599
2022	$6,592.00	$547,033 Land $118,880 Building $428,153	$547,033 Land $118,880 Building $428,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 764 Benning Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	73 (1994–2020)
Claims Outside the SFHA	47 of 73
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims Hurricane Frances, Sep 2004 · 20 claims Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 764 Benning Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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