La Plata County property record for 770 Waterfall Ln, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,406 sqft · built 1995 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Jul 2018) |
| Tax Bill | $1,727 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5597-284-02-006 |
| Primary APN | 5597-284-02-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| Gross Area | 1,847 sqft |
| 1st Floor Area | 1,406 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Lot Area | 6,795 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 182 sqft |
| Patio Area | 252 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R417573 |
|---|---|
| Street Address | 770 WATERFALL LN |
| City | DURANGO |
| State | CO |
| Zip | 81301-3738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: WATERFALL VILLAGE P1 BLOCK: 0 LOT: 6 WATERFALL VILLAGE PUD PHASE, III - PROJ 93-242 770 WATERFALL LN DURANGO 81301 |
| Legal Subdivision | WATERFALL VILLAGE P1 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970703 |
Source: La Plata County assessment roll, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 770 WATERFALL LN, DURANGO, CO 81301-3738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WNB FIN'L NA |
| Jul 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage WNB FIN'L NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on Record |
| Deed Sale | Jul 18, 2018 · Amount on Record |
| Prior Sale | Sep 1, 2015 · Amount on Record |
| Deed Document Number | 20181145610 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 770 WATERFALL LN, DURANGO, CO 81301-3738 |
| Document Number | 0001171574 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 770 WATERFALL LN DURANGO CO 813013738, DURANGO, CO 81301-3738 |
| Document Number | 0001171574 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 1171574 |
| Name | WNB FIN'L NA |
|---|---|
| Address | WINONA, MN 55987 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 21, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jul 18, 2018 |
| Property Address | 770 WATERFALL LN, DURANGO, CO 81301-3738 |
| Document Number | 0001145610 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 1145610 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2018 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 770 WATERFALL LN DURANGO CO 813013738, DURANGO, CO 81301-3738 |
| Document Number | 1145611 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 1145611 |
| Name | WNB FIN'L NA |
|---|---|
| Address | 1491 W BROADWAY ST, WINONA, MN 55987-2311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 17, 2033 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,120 (-2.11%) Land $5,170 Building $24,950 | $492,170 (-) Land $84,560 Building $407,610 | |
| 2025 | $1,727.00 (+51.23%) | $30,770 (+16.86%) Land $5,290 Building $25,480 | $492,170 (+25.2%) Land $84,560 Building $407,610 |
| 2023 | $1,142.00 (+14.66%) | $26,330 (+15.84%) Land $4,360 Building $21,970 | $393,110 (+20.19%) Land $65,140 Building $327,970 |
| 2022 | $996.00 | $22,730 Land $3,900 Building $18,830 | $327,070 Land $56,100 Building $270,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 3 (1981–2014) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 80% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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