720 Waterfall Ln, Durango, CO 81301 Property Records

La Plata County property record for 720 Waterfall Ln, Durango, CO 81301 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,343 sqft · built 1997
Lot Size	0.158 acres (6,882 sqft)
Owner	Company Name on File
Last Sale	$482,000 (Nov 2021)
Tax Bill	$1,943 (2025)
Deeds & Mortgages	Jan 2022 Transfer Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5597-284-02-001`

Property Details

APN / Parcel Number

Primary APN	`5597-284-02-001`
Alternative APN	`R417568`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,343 sqft Living Area
Gross Area	1,753 sqft
1st Floor Area	1,343 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Lot Area	6,882 sqft (0.158 acres)
Garage Type	Attached
Garage Area	410 sqft
Porch	Unfinished Open Porch
Porch Area	235 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R417568
Street Address	720 WATERFALL LN
City	DURANGO
State	CO
Zip	81301-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: WATERFALL VILLAGE P1 BLOCK: 0 LOT: 1 WATERFALL VILLAGE PUD PHASE, III - PROJ 93-242 720 WATERFALL LN DURANGO 81301
Legal Subdivision	WATERFALL VILLAGE P1
Legal Block	3
Legal Lot Number	1
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3017
Census Tract	970703

Owner

Source: La Plata County records · APN 5597-284-02-001

Assessment roll updated July 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	141 GLADE CT, DURANGO, CO 81301-7981
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Intrafamily Transfer, Transfer
Nov 01, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 24, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF CO
Sep 21, 2017	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	20211201659
Last Transfer Date	Jan 10, 2022
Transfer Doc	0001205117
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Jan 18, 2022
Property Address	720 WATERFALL LN, DURANGO, CO 81301-3738
Document Number	0001205117
Map Reference	DOC 669297
Instrument Date	Jan 10, 2022
Instrument	1205117
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	144 HORSE THIEF LN, DURANGO, CO 81301-3114

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 01, 2021
Property Address	720 WATERFALL LN, DURANGO, CO 81301-3738
Document Number	0001201659
Map Reference	DOC 669297
Instrument Date	Oct 23, 2021
Instrument	1201659
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$48.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 WATERFALL LN, 720, DURANGO, CO 81301-3738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 HORSE THIEL LN, DURANGO, CO 81301-3114

Mortgage

Document Number	0001201660
Date	Nov 01, 2021
Instrument	1201660

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 24, 2019
Property Address	720 WATERFALL LN, DURANGO, CO 81301-3738
Document Number	0001162105
Instrument Date	Sep 24, 2019
Instrument	1162105
Transaction Type	Transfer
Record Updated	Oct 03, 2019
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$36.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 WATERFALL LN DURANGO CO 813013738, DURANGO, CO 81301-3738

Mortgage

Document Number	1162106
Date	Sep 24, 2019
Instrument	1162106

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 21, 2017
Property Address	720 WATERFALL LN, DURANGO, CO 81301-3738
Document Number	0001133819
Instrument Date	Sep 21, 2017
Instrument	1133819
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$32.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 ANIMAS VIEW DR DURANGO CO 813017920, DURANGO, CO 81301-7920

Mortgage

Document Number	1133820
Date	Sep 21, 2017
Instrument	1133820

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,890 (-2.08%) Land $5,180 Building $28,710	$553,740 (-) Land $84,560 Building $469,180
2025	$1,943.00 (+47.76%)	$34,610 (+14.11%) Land $5,290 Building $29,320	$553,740 (+22.34%) Land $84,560 Building $469,180
2023	$1,315.00 (+21.99%)	$30,330 (+23.29%) Land $4,440 Building $25,890	$452,610 (+27.87%) Land $66,200 Building $386,410
2022	$1,078.00	$24,600 Land $3,900 Building $20,700	$353,950 Land $56,100 Building $297,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2014, other causes

Wildfire

Wildfire Risk	High above 79% of the US · above 81% of Colorado
Wildfire Likelihood	About 1 in 216 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Waterfall Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures