La Plata County property record for 740 Waterfall Ln, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,385 sqft · built 1997 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | Company Name on Record |
| Last Sale | $359,500 (Mar 2021) |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5597-284-02-004 |
| Primary APN | 5597-284-02-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| Gross Area | 1,826 sqft |
| 1st Floor Area | 1,385 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Lot Area | 6,795 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 172 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R417571 |
|---|---|
| Street Address | 740 WATERFALL LN |
| City | DURANGO |
| State | CO |
| Zip | 81301-3738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: WATERFALL VILLAGE P1 BLOCK: 0 LOT: 4 WATERFALL VILLAGE PUD PHASE, III - PROJ 93-242 740 WATERFALL LN DURANGO 81301 |
| Legal Subdivision | WATERFALL VILLAGE P1 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970703 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2759 BROOKS RANGE, PRESCOTT, AZ 86301-7636 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 24, 2021 | Warranty Deed, Transfer NOT AVAILABLE |
| Sep 5, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF CO |
| Jun 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on Record |
| Deed Sale | Mar 24, 2021 · Amount on Record |
| Prior Sale | Jun 29, 2018 · Amount on Record |
| Deed Document Number | 20211189219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Mar 24, 2021 |
| Property Address | 740 WATERFALL LN, DURANGO, CO 81301-3738 |
| Document Number | 0001189219 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 1189219 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $39.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 59 HIGHLAND PL DURANGO CO 813018543, DURANGO, CO 81301-8543 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 740 WATERFALL LN, DURANGO, CO 81301-3738 |
| Document Number | 0001147785 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 740 WATERFALL LN DURANGO CO 813013738, DURANGO, CO 81301-3738 |
| Document Number | 0001147785 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 1147785 |
| Name | BANK OF CO |
|---|---|
| Type | Bank |
| Address | DURANGO, CO 81301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 9, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jun 29, 2018 |
| Property Address | 740 WATERFALL LN, DURANGO, CO 81301-3738 |
| Document Number | 0001144942 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 1144942 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2018 |
| Title Company | TITLE DURANGO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 740 WATERFALL LN DURANGO CO 813013738, DURANGO, CO 81301-3738 |
| Document Number | 1144943 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 1144943 |
| Name | BANK OF CO |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, CO 80534 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 28, 2033 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,780 (-2.11%) Land $5,170 Building $22,610 | $454,070 (-) Land $84,560 Building $369,510 | |
| 2025 | $1,593.00 (+52%) | $28,380 (+17.47%) Land $5,290 Building $23,090 | $454,070 (+25.94%) Land $84,560 Building $369,510 |
| 2023 | $1,048.00 (+13.42%) | $24,160 (+14.56%) Land $4,320 Building $19,840 | $360,550 (+18.81%) Land $64,420 Building $296,130 |
| 2022 | $924.00 | $21,090 Land $3,900 Building $17,190 | $303,470 Land $56,100 Building $247,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 3 (1981–2014) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 80% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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