Albemarle County property record for 770 Rio Rd E, Charlottesville, VA 22901 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1950 |
| Square Footage | 960 sqft Finished Area |
| Lot Size | 312,630 sqft (7.17 acres) |
| Last Sale | $1,497,374 (2023) |
| Tax Bill | $9,042.00 (2026) |
| Primary APN | 06100-00-00-167A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 960 sqft Finished Area |
| Basement Area | 960 sqft Basement |
| Finished Basement | 960 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Fireplace | 1 Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 312,630 sqft (7.17 acres) |
| Total Buildings | 2 Total Buildings |
|---|---|
| Shed | 1 Shed |
| Shed Area | 312 sqft Shed |
| Patio Area | 182 sqft Patio |
| Porch Area | 402 sqft Porch |
| View | Proximity to Airport View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 770 RIO RD E |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-3162 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ACREAGE |
| Legal Subdivision | RIO ROAD EAST |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | RIO |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 10602 |
Source: Albemarle County records · APN 06100-00-00-167A0
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4527 ADVANCE MILLS RD, EARLYSVILLE, VA 22936-2101 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit JOHN S RALSTON |
| Dec 22, 2023 | Deed, Transfer |
| Jan 14, 2022 | Deed, Transfer · Line of Credit BLUE RIDGE BANK |
| Mar 11, 2020 | Deed of Trust, Mortgage BLUE RIDGE BK |
| Aug 20, 2018 | Grant Deed, Transfer · Line of Credit BLUE RIDGE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on Record |
| Deed Sale | Dec 22, 2023 · Amount on Record |
| Prior Sale | Aug 20, 2018 · Amount on Record |
| Deed Doc Number | 202310783 |
| Last Transfer Date | Aug 20, 2024 |
| Transfer Doc | 0000006974 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 770 RIO RD E, CHARLOTTESVILLE, VA 22901-3162 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500009104 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 202500009104 |
| Name | JOHN S RALSTON |
|---|---|
| Type | Private Party |
| Address | 943 GLENWOOD STATION LN STE 101, CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 24, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Dec 22, 2023 |
| Property Address | 770 RIO RD E, CHARLOTTESVILLE, VA 22901-3162 |
| Document Number | 202300010783 |
| Map Reference | DOC 202200000709 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 202300010783 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,497.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 1707 LAMBS RD, CHARLOTTESVILLE, VA 22901-8911 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jan 14, 2022 |
| Property Address | 770 RIO RD E, CHARLOTTESVILLE, VA 22901-3162 |
| Document Number | 202200000709 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 202200000709 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE STLMT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1701 ALLIED ST STE B4, B4, CHARLOTTESVILLE, VA 22903-5346 |
| Document Number | 202200000710 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 202200000710 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 770 RIO RD E, CHARLOTTESVILLE, VA 22901-3162 |
| Document Number | 0000002773 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4225 EARLYSVILLE RD EARLYSVILLE VA 229362503, EARLYSVILLE, VA 22936-2503 |
| Document Number | 0000002773 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 005287/000361 |
| Instrument | 2773 |
| Name | BLUE RIDGE BK |
|---|---|
| Type | Bank |
| Address | LURAY, VA 22835 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Aug 20, 2018 |
| Property Address | 770 RIO RD E, CHARLOTTESVILLE, VA 22901-3162 |
| Document Number | 0000009329 |
| Book / Page | 005085 / 000669 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 9329 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4225 EARLYSVILLE RD EARLYSVILLE VA 229362503, EARLYSVILLE, VA 22936-2503 |
| Document Number | 9330 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 005085/000672 |
| Instrument | 9330 |
| Name | BLUE RIDGE BK |
|---|---|
| Type | Bank |
| Address | LURAY, VA 22835 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,042.00 (-6.28%) | $1,011,400 (+0.98%) Land $1,009,300 Building $2,100 | $1,011,400 (+0.98%) Land $1,009,300 Building $2,100 |
| 2025 | $9,648.00 (+125.63%) | $1,001,600 (-) Land $999,600 Building $2,000 | $1,001,600 (-) Land $999,600 Building $2,000 |
| 2023 | $4,276.00 | $1,001,600 Land $999,600 Building $2,000 | $1,001,600 Land $999,600 Building $2,000 |
770 Rio Rd E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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