Albemarle County property record for 738 Rio Rd E, Charlottesville, VA 22901 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 960 sqft Finished Area |
| Lot Size | 13,199 sqft (0.303 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $207,500 (2020) |
| Tax Bill | $2,245.00 (2026) |
| Primary APN | 06100-00-00-172A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 960 sqft Finished Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,199 sqft (0.303 acres) |
| Deck Area | 48 sqft Deck |
| View | Proximity to Airport View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 738 RIO RD E |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-3162 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ACREAGE |
| Legal Subdivision | RIO ROAD EAST |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | RIO |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 10602 |
Source: Albemarle County records · APN 06100-00-00-172A0
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 738 RIO RD E, CHARLOTTESVILLE, VA 22901-3162 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage RSF SOCIAL INVESTMENTS FUND INC |
| Oct 13, 2020 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GEORGE MASON MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Deed Doc Number | 202014287 |
| Deed Book / Page | 5405 / 91 |
| Prior Transfer Date | Oct 07, 2020 |
| Prior Transfer Doc | 5402/398 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 738 RIO RD E, CHARLOTTESVILLE, VA 22901-3162 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 202200003574 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 202200003574 |
| Name | RSF SOCIAL INVESTMENTS FUND INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN FRANCISCO, CA 94126 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 13, 2020 |
| Property Address | 738 RIO RD E, CHARLOTTESVILLE, VA 22901-3162 |
| Document Number | 0000014287 |
| Book / Page | 005405 / 000091 |
| Instrument Date | Oct 07, 2020 |
| Instrument | 14287 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 738 RIO RD E CHARLOTTESVILLE VA 229013162, CHARLOTTESVILLE, VA 22901-3162 |
| Document Number | 14288 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 005405/000095 |
| Instrument | 14288 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2050 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,245.00 (+5.25%) | $251,100 (+5.24%) Land $101,300 Building $149,800 | $251,100 (+5.24%) Land $101,300 Building $149,800 |
| 2025 | $2,133.00 (+18.63%) | $238,600 (+13.3%) Land $101,300 Building $137,300 | $238,600 (+13.3%) Land $101,300 Building $137,300 |
| 2023 | $1,798.00 | $210,600 Land $94,500 Building $116,100 | $210,600 Land $94,500 Building $116,100 |
738 Rio Rd E is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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