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746 Rio Rd E, Charlottesville, VA 22901 Property Records

Albemarle County property record for 746 Rio Rd E, Charlottesville, VA 22901 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1929
Square Footage1,568 sqft Finished Area
Lot Size16,771 sqft (0.385 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2021)
Tax Bill$3,773.00 (2026)

Property Details

APN / Parcel Number

Primary APN06100-00-00-17200
Alternative APN
  • 22850

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area1,568 sqft Finished Area
Basement Area1,110 sqft Basement
Finished Basement859 sqft Finished
Unfinished Basement251 sqft Unfinished
Family RoomFamily Room
Stories1 Stories
Primary FlooringTile Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area16,771 sqft (0.385 acres)
Garage TypeDetached Garage
Garage Area720 sqft Garage

Exterior Amenities

Patio Area167 sqft Patio
Porch Area766 sqft Porch
ViewProximity to Airport View
Kennel/Animal ShelterKennel/Animal Shelter

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelOil Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address746 RIO RD E
CityCHARLOTTESVILLE
StateVA
Zip22901-3162
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionACREAGE 2
Legal SubdivisionRIO ROAD EAST
JurisdictionALBEMARLE VA
Minor Civil DivisionRIO
Census Blockgroup3
Census Block3002
Census Tract10602

Owner

Source: Albemarle County records · APN 06100-00-00-17200

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address746 RIO RD E, CHARLOTTESVILLE, VA 22901-3162
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · Commercial Mortgage
RSF SOCIAL INVESTMENTS FUND INC
Jul 29, 2021Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 29, 2021 · Amount on Record
Deed SaleJul 29, 2021 · Amount on Record
Deed Doc Number202113187
Deed Book / Page5582 / 483
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address746 RIO RD E, CHARLOTTESVILLE, VA 22901-3162
Transaction TypeMortgage
Record UpdatedApr 14, 2022
Title CompanyFIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 WALDORF SCHOOL RD, CHARLOTTESVILLE, VA 22901-1868

Mortgage

Document Number202200003574
DateMar 24, 2022
Instrument202200003574
Lender
NameRSF SOCIAL INVESTMENTS FUND INC
TypeNon-Lending Institution
AddressSAN FRANCISCO, CA 94126
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateJul 29, 2021
Property Address746 RIO RD E, CHARLOTTESVILLE, VA 22901-3162
Document Number5582/483
Book / Page5582 / 483
Map ReferenceMB 5402 PG 409
Instrument DateJul 13, 2021
Instrument2021-00013187
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address746 RIO ROAD EAST, CHARLOTTESVILLE, VA 22901-3162

Mortgage

Document Number202100013188
DateJul 29, 2021
Instrument2021-00013188
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,773.00 (+5.33%)$422,000 (+5.32%) Land $135,000 Building $287,000$422,000 (+5.32%) Land $135,000 Building $287,000
2025$3,582.00 (+16.22%)$400,700 (+11.03%) Land $135,000 Building $265,700$400,700 (+11.03%) Land $135,000 Building $265,700
2023$3,082.00$360,900 Land $126,000 Building $234,900$360,900 Land $126,000 Building $234,900

Flood & Wildfire

746 Rio Rd E is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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