Cumberland County property record for 770 Falls Rd, Monterey, TN 38574 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,738 sqft Living Area |
| Lot Size | 235,224 sqft (5.4 acres) |
| Garage | Mixed, 2,360 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $415,000 (2019) |
| Tax Bill | $937.00 (2025) |
| Primary APN | 018045 00208 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,738 sqft Living Area |
| 1st Floor | 1,302 sqft 1st Floor |
| Upper Floors | 436 sqft Upper Floors |
| Basement Area | 650 sqft Basement |
| Finished Basement | 650 sqft Finished |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 235,224 sqft (5.4 acres) |
| Parking Spaces | 8 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 2,360 sqft Garage |
| Deck Area | 750 sqft Deck |
| Patio Area | 1,500 sqft Patio |
| Topography | Rolling Topography |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 770 FALLS RD |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-7067 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: K01 |
| Legal Subdivision | CUMBERLAND COVE UNIT 1 |
| Legal Block | 7 |
| Legal Lot Number | 16 |
| Jurisdiction | CUMBERLAND TN |
| Minor Civil Division | 7 |
| Census Blockgroup | 3 |
| Census Block | 3019 |
| Census Tract | 970302 |
Source: Cumberland County records · APN 018045 00208
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 770 FALLS RD, MONTEREY, TN 38574-7067 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 16, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Jul 31, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Prior Sale | Jul 29, 2019 · Amount on Record |
| Deed Doc Number | 0000008802 |
| Deed Book / Page | 1554 / 1783 |
| Last Transfer Date | Jul 31, 2020 |
| Transfer Doc | 0000008838 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Property Address | 770 FALLS RD, MONTEREY, TN 38574-7067 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 770 FALLS RD, MONTEREY, TN 38574-7067 |
| Document Number | 0000014968 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 1655/2394 |
| Instrument | 22014968 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Property Address | 770 FALLS RD, MONTEREY, TN 38574-7067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000011100 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 1558/1849 |
| Instrument | 19011100 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 09, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Recording Date | Jul 31, 2020 |
| Property Address | 770 FALLS RD, MONTEREY, TN 38574-7067 |
| Document Number | 0000008838 |
| Book / Page | 001582 / 002107 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 8838 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 770 FALLS RD MONTEREY TN 385747067, MONTEREY, TN 38574-7067 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Recording Date | Jul 29, 2019 |
| Property Address | 770 FALLS RD, MONTEREY, TN 38574-7067 |
| Document Number | 0000008802 |
| Book / Page | 1554 / 1783 |
| Map Reference | MB 8 PG 167-181 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 19008802 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,535.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 770 FALLS RD, MONTEREY, TN 38574-7067 |
| Document Number | 0000008803 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 19008803 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Cumberland County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cumberland County |
| Unified School District | Cumberland County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $937.00 | $82,550 (-) Land $8,750 Building $73,800 | |
| 2024 | $937.00 (+12.62%) | $82,550 (-) Land $8,750 Building $73,800 | |
| 2023 | $82,550 (+21.89%) Land $8,750 Building $73,800 | ||
| 2022 | $67,725 Land $8,750 Building $58,975 | $330,200 (+21.89%) Land $35,000 Building $295,200 | |
| 2021 | $270,900 Land $35,000 Building $235,900 | ||
| 2018 | $832.00 |
Source: FEMA National Flood Hazard Layer, Cumberland County (47035C), updated November 16, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 74% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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