Cumberland County property record for 721 Falls Rd, Monterey, TN 38574
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,286 sqft · built 2009 |
| Lot Size | 8.89 acres (387,684 sqft) |
| Owner | Individual Name on File |
| Last Sale | $477,500 (Jun 2016) |
| Tax Bill | $2,171 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018046 00123 |
| Primary APN | 018046 00123 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,286 sqft Living Area |
| 1st Floor Area | 2,430 sqft |
| Upper Floors Area | 3,094 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 387,684 sqft (8.89 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 700 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,068 sqft |
| Shed | 1 Shed |
| Shed Area | 500 sqft |
| Bath House | 629 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 721 FALLS RD |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-7070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: K01 |
| Legal Subdivision | CUMBERLAND COVE UNIT 1 |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | CUMBERLAND TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 970302 |
Source: Cumberland County records · APN 018046 00123
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 721 FALLS RD, MONTEREY, TN 38574-7070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Line of Credit ONE BANK OF TENNESSEE |
| Sep 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ONE BANK OF TENNESSEE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on Record |
| Deed Sale | Jun 14, 2016 · Amount on Record |
| Prior Sale | Jun 14, 2016 |
| Deed Document Number | 16006660 |
| Deed Book / Page | 1477 / 330 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Property Address | 721 FALLS RD, MONTEREY, TN 38574-7070 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004511 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 1605/537 |
| Instrument | 21004511 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | CROSSVILLE, TN 38555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Property Address | 721 FALLS RD, MONTEREY, TN 38574-7070 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000013599 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 1621/2352 |
| Instrument | 21013599 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | CROSSVILLE, TN 38555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cumberland County |
| Unified School District | Cumberland County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,171.00 (+12.2%) | $191,250 (-) Land $10,000 Building $181,250 | |
| 2023 | $191,250 (+12.17%) Land $10,000 Building $181,250 | ||
| 2022 | $1,935.00 (-0.77%) | $170,500 Land $10,000 Building $160,500 | $765,000 (+12.17%) Land $40,000 Building $725,000 |
| 2021 | $682,000 Land $40,000 Building $642,000 | ||
| 2018 | $1,950.00 |
Source: FEMA National Flood Hazard Layer as of November 16, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 53% of the US · above 71% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Telephone Cooperative Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber | 1,000 / 1,000 |
Based on FCC filings for 15 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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