Cumberland County property record for 665 Falls Rd, Monterey, TN 38574 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,642 sqft Living Area |
| Lot Size | 257,004 sqft (5.9 acres) |
| Garage | Detached, 1,200 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $331,500 (2022) |
| Tax Bill | $745.00 (2024) |
| Primary APN | 046-001.43 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 1,868 sqft Gross Area |
| 1st Floor | 1,642 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 257,004 sqft (5.9 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,200 sqft Garage |
| Porch Area | 274 sqft Porch |
| Topography | Rolling Topography |
| Utility Building | 240 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 665 FALLS RD |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-7069 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND COVE UNIT 1 PB 8 PG 176 BLK 6 LOT 2 |
| Legal Subdivision | CUMBERLAND COVE UNIT 1 |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | CUMBERLAND TN |
| Minor Civil Division | 7 |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 970302 |
Source: Cumberland County records · APN 046-001.43
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 665 FALLS RD, MONTEREY, TN 38574-7069 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage KIND LENDING LLC |
| Jan 22, 2024 | Deed of Trust, Mortgage · Commercial Mortgage WILSON BANK & TRUST |
| Aug 22, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage WILSON BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2022 · Amount on Record |
| Deed Sale | Aug 22, 2022 · Amount on Record |
| Prior Sale | Feb 28, 2022 · Amount on Record |
| Deed Doc Number | 202212741 |
| Deed Book / Page | 1653 / 226 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Property Address | 665 FALLS RD, MONTEREY, TN 38574-7069 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 665 FALLS RD, MONTEREY, TN 38574-7069 |
| Document Number | 0000044632 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 1738/830 |
| Instrument | 25044632 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Property Address | 665 FALLS RD, MONTEREY, TN 38574-7069 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000015763 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 1688/1306 |
| Instrument | 24015763 |
| Name | WILSON BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 10, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Recording Date | Aug 22, 2022 |
| Property Address | 665 FALLS RD, MONTEREY, TN 38574-7069 |
| Document Number | 0000012741 |
| Book / Page | 1653 / 226 |
| Map Reference | MB 8 PG 167 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 22012741 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,226.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 665 FALLS RD, MONTEREY, TN 38574-7069 |
| Document Number | 0000012742 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 22012742 |
| Name | WILSON BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
Source: Cumberland County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cumberland County |
| Unified School District | Cumberland County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $745.00 | $65,600 (-) Land $8,750 Building $56,850 | $262,400 (-) Land $35,000 Building $227,400 |
| 2024 | $745.00 (+9.4%) | ||
| 2023 | $65,600 (-) Land $8,750 Building $56,850 | ||
| 2022 | $65,600 Land $8,750 Building $56,850 | $262,400 (-) Land $35,000 Building $227,400 | |
| 2021 | $262,400 Land $35,000 Building $227,400 | ||
| 2018 | $681.00 |
Source: FEMA National Flood Hazard Layer, Cumberland County (47035C), updated November 16, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 66% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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