77 Westgate Rd, Bluffton, IN 46714 Property Records

Wells County property record for 77 Westgate Rd, Bluffton, IN 46714

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1975
Lot Size0.206 acres (8,973 sqft)
OwnerIndividual Name on File
Last Sale$123,690 (Jun 2022)
Tax Bill$1,071 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN90-08-05-509-088.000-004

Property Details

APN / Parcel Number

Primary APN90-08-05-509-088.000-004
Alternative APNs
  • 00001537185
  • 0100756620

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1990
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area8,973 sqft (0.206 acres)
Lot Dimensions74 ft deep x 121 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001537185
Street Address77 WESTGATE RD
CityBLUFFTON
StateIN
Zip46714-1527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHI LO 88-26-12
Legal SubdivisionHI-LO ADD 02
JurisdictionWELLS IN
Township / Civil DivisionHARRISON
Census Block Group1
Census Block1001
Census Tract40600

Owner

77 Westgate Rd is owned and occupied by an individual who bought it in June 2022.

Source: Wells County records, as of June 26, 2026

Owner of RecordIndividual Name on File
Mailing Address77 WESTGATE RD, BLUFFTON, IN 46714-1527
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2025Deed of Trust, Mortgage · Line of Credit
THREE RIVERS FCU
Jun 15, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
THREE RIVERS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2022 · Amount on File
Deed SaleJun 15, 2022 · Amount on File
Prior SaleOct 19, 2009 · Amount on File
Deed Document Number20222652
Prior Transfer DateJun 6, 2022
Prior Transfer Doc0020222652
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS IN
Property Address77 WESTGATE RD, BLUFFTON, IN 46714-1527
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020252912
DateSep 3, 2025
Instrument20252912
Lender
NameTHREE RIVERS FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 25, 2035
Interest
Rate TypeAdjustable Rate

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWELLS IN
Recording DateJun 15, 2022
Property Address77 WESTGATE RD, BLUFFTON, IN 46714-1527
Document Number0020222652
Map ReferencePB 3 PG 208
Instrument DateJun 6, 2022
Instrument20222652
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyTRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 WESTGATE RD, BLUFFTON, IN 46714-1527

Mortgage

Document Number0020222653
DateJun 15, 2022
Instrument20222653
Lender
NameTHREE RIVERS FCU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 77 Westgate Rd was $1,071 with a homeowner's exemption, up 7.7% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBluffton City
CountyWells County
County SubdivisionHarrison Township
Unified School DistrictBluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,071.00 (+7.75%) Homeowner's exemption$148,100 Land $34,700 Building $113,400$148,100 Land $34,700 Building $113,400
2024$994.00
2023$122,600 (+13.94%) Land $23,500 Building $99,100$122,600 (+13.94%) Land $23,500 Building $99,100
2022$609.00$107,600 Land $15,600 Building $92,000$107,600 Land $15,600 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Westgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Westgate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUFFTON UTILITIES WATER DEPT
serves 10,298 people · EPA ID IN5290001
Water SourceGroundwater
Last State InspectionOct 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Craigville Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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