77 Tanner Cir, Stanford, KY 40484 Property Records

Lincoln County property record for 77 Tanner Cir, Stanford, KY 40484

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 2004
Lot Size0.382 acres (16,640 sqft)
Owner2 Individual Names on Record
Last Sale$181,000 (Apr 2022)
Tax Bill$1,777 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN036-02-04-003.00

Property Details

APN / Parcel Number

Primary APN036-02-04-003.00
Alternative APN
  • 36B-003

Interior

Stories1 Story
Building Area1,200 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,640 sqft (0.382 acres)
Garage TypeAttached

Exterior Amenities

PorchSlab
Porch Area108 sqft
Deck Area216 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address77 TANNER CIR
CitySTANFORD
StateKY
Zip40484-9461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionH & LOT 3 (.382 AC) & STB
Legal SubdivisionHANGING FORK
Legal Lot Number3
JurisdictionLINCOLN KY
Township / Civil DivisionSTANFORD
Census Block Group3
Census Block3025
Census Tract920102

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address77 TANNER CIR, STANFORD, KY 40484-9461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2022Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 27, 2018Deed, Transfer · Conventional Mortgage
WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2022 · Amount on Record
Deed SaleApr 12, 2022 · Amount on Record
Prior SaleApr 27, 2018 · Amount on Record
Deed Book / Page468 / 353
Record UpdatedSep 20, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateApr 12, 2022
Property Address77 TANNER CIR, STANFORD, KY 40484-9461
Document Number000468/353
Book / Page468 / 353
Map ReferenceCAB B SL 639
Instrument DateApr 7, 2022
Instrument491645
Transaction TypeTransfer
Record UpdatedMay 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$181.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address685 ATOMA DR, 685, LEXINGTON, KY 40511

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address77 TANNER CIR, STANFORD, KY 40484-9461

Mortgage

Document Number0000491646
DateApr 12, 2022
Instrument491646
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN KY
Property Address77 TANNER CIR, STANFORD, KY 40484-9461
Transaction TypeMortgage
Record UpdatedMar 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000509/781
DateFeb 17, 2022
Book Page509/781
Instrument480838
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateApr 27, 2018
Property Address77 TANNER CIR, STANFORD, KY 40484-9461
Document NumberDEED440/387
Book / PageDEED 440 / 387
Map ReferenceCAB B SL 639
Instrument DateApr 25, 2018
Instrument337894
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1115 CRAWFORDS LN, 1115, STANFORD, KY 40484-8392

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 TANNER CIR, STANFORD, KY 40484-9461

Mortgage

Document Number337895
DateApr 27, 2018
Instrument337895
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLincoln County
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,777.00 (-4.31%)$181,000 (-) Land $20,000 Building $161,000$181,000 (-) Land $20,000 Building $161,000
2024$1,857.00
2023$181,000 Land $85,000 Building $96,000$181,000 Land $85,000 Building $96,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFORD WATER WORKS
serves 9,284 people · EPA ID KY0690417
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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